Careers360 Logo
Student Loan: You Should Know This Before Taking An Education Loan

Access premium articles, webinars, resources to make the best decisions for career, course, exams, scholarships, study abroad and much more with

Plan, Prepare & Make the Best Career Choices

Student Loan: You Should Know This Before Taking An Education Loan

Edited By Rahul Shrivastava | Updated on Mar 11, 2022 08:39 AM IST

The first step toward a successful career is a Graduate Degree or Master's Degree from a reputed institute of higher education with high scores. But achieving this requires more than just a stellar academic record, hard work and commitment. Owing to the rising costs, education has become expensive too. In India, not all parents are capable of funding their wards’ higher education in a top university. Professional courses in even public institutions, and private colleges, can be prohibitively expensive for many families. One way of overcoming this problem is with education loans.

Student Loan: You Should Know This Before Taking An Education Loan
Student Loan: You Should Know This Before Taking An Education Loan

Along with public and private sector banks, many non-banking finance companies and fintech, or financial technology, platforms offer student loans. In general, there are two broad categories of education loans – domestic and for studying abroad. This allows them to postpone paying for their education until they are employed. Student loan interest rates tend to be over 6%.

Also Read | How 3 Professionals Are Repaying Their Education Loans

While opting to take an education loan, one should always be cautious. Don’t join a course in an institute just because it has tie-ups with financial institutions and loans are easily available. Several institutes offering poor quality educational programmes try to attract students by showcasing their tie-ups with banks and financial institutions. Many times, students fall for such offers and ruin their careers. Therefore, the selection of the institute or college should be a priority.

Based on the course selected by the candidate, they can avail different types of student loans including undergraduate education loan, professional or graduate education loan and career education loan. A loan, no matter what kind, is always a liability so, one must keep in mind a few important things before taking one.

Following are a few key things that should always be kept in mind before taking an education loan.

Vidyalakshmi Education Loan

The Ministry of Finance and Department of Higher Education in collaboration with Indian Banks Association (IBA) has developed the Vidyalakshmi portal. It is a single window for students to access the information about educational loans and government scholarships. To apply for a loan scheme, students have to sign up or register. The Common Educational Loan Application Form (CELAF) is a single step procedure to apply for an education loan to multiple banks or schemes. Using the CELAF, a candidate can apply in a maximum of three banks on the Vidyalakshmi portal. The banks update the application status in the portal. Once the loan is approved, the amount gets transferred into the bank account of the candidate.

Education Loan Eligibility

Terms and conditions of loans vary from bank to bank. The two most common and major eligibility criteria are that the applicant must be an Indian citizen and should have taken admission in a recognized university or college. A student can avail the loan with the parents or guardian, spouse or sibling as co-applicants.

Basically, the student for whom the loan is taken is considered the main borrower. Education loan interest rates vary across banks. The SBI education loan interest rate is 6.8 % to 8.5% per annum; the Canara Bank education loan rate typically ranges from 6.90 % 8.90% per annum.

Documents Required

The list of documents to be submitted varies across lenders. For example, documents required for SBI education loan include copies of letters conferring scholarship or freeship whereas, HDFC education loan doesn’t require the scholarship documents. Similarly, minute variations exist across different banks. Some of the commonly required documents for all educational loans include the following:

  • A copy of the admission letter with the complete fee details,

  • KYC documents of the student including address proof. This could be:

Voter ID

PAN card

Aadhar card

Passport

Driving licence

  • Mark-sheets of Class 10 and Class 12

  • Degree certificate

  • Updated bank statement or passbook showing entries for the previous six months

Education Loan Collateral

Banks or lenders will typically ask for a guarantor before taking an education loan in case of any default on the loan amount. Usually, the student's parents or guardians are considered guarantors. If the loan amount is higher, over Rs 7.5 lakh, the lender may ask for a third-party guarantor. A third-party guarantor is an individual other than the bank or borrower who guarantees the loan will be repaid on time and places his assets as collateral. Collateral is needed for education loans above a specific amount, which can vary from bank to bank. The assets typically used as collateral are property papers, gold, and insurance papers.

Education Loan Without Collateral,

If a student borrows Rs 4 lakh or less, the loan is granted without a collateral.

Student Loan Interest Subsidy

The Ministry of Education launched the Central Sector Interest Subsidy (CSIS) scheme in 2009. This scheme provides full interest subsidy during the moratorium period on education loans without collateral or third-party guarantee. The maximum loan amount covered by the scheme is Rs. 7.5 lakh for pursuing technical or professional courses in India only. Students whose annual gross family income is up to Rs.4.5 lakh are eligible.

This scheme is adopted by all scheduled banks and is linked with the IBA’s Model Educational Loan schemes. It is restricted to students enrolled in professional or technical courses accredited by the National Assessment and Accreditation Council (NAAC) or the National Board of Accreditation NBA, or offered by Institutions of National Importance or Central Funded Technical Institutions (CFTIs). Institutions and programmes that do not fall in the above groups need the approval of the relevant regulatory body.

Tax Benefits

Depending on the institute where the student has taken admission, certain concessions may be offered by lenders. Section 80E of the Income Tax Act allows for deduction on the interest paid on the repayment of education loans. This deduction is allowed only for the individuals paying interest on the loan for himself, spouse or children or for the student to whom one is a legal guardian.

Concessions For Women Students

Moreover, in case of female students, a concessional rate of interest can be availed or asked for. Many banks in India, especially government-owned banks, offer special schemes for female students. For example, IDBI bank provides a special education loan for women to cover the expenses of specialised courses such as aeronautics, shipping, pilot training and other professional courses. Some banks offer 1% lower interest rate on education loans for girl students for their higher studies. In some cases, subsidies are offered by the government on the interest levied over the loan amount to girl students during the tenure of their studies. Some examples of such loan subsidy schemes include the Corp Vidya Scheme, Indian Overseas Bank education loan, and Central Bank of India Cent Vidyarthi.

Loan Processing Time

Instant approval of an education loan happens when the candidate is taking a loan against a security such as a Fixed Deposit (FD). Otherwise, the loan processing time is directly proportional to the amount of loan to be taken and the need for collateral. The loan amount can be handed out within one week to two months, depending on the verification and pre-sanction inspection process.

Education Loan Interest Rate, Repayment

The student loan interest rates and repayment modes vary across banks and lenders. A thorough research into rates of interest and repayment methods is necessary as both vary widely. The factors which influence the rate of interest are academic record of the student, collateral provided by the student, the reputation of the college or university, income of joint borrowers and their credit history, and the economic condition of the country. A typical education loan of Rs 4 lakh or less comes with an average interest rate of 10% - 15% for a three-year duration of repayment. A shorter duration may seem scary but it prevents you from paying huge amounts of interest over a longer period of time. Under the CSIS scheme, there’s a one-year moratorium period, that is, a student can start repaying one year after they graduate, or six months after getting a job.

Also Read | Student Loan: 8 Points On Education Loans, Interest Rates, Eligibility

Loans For IIT, NIT, IIM Programmes

The Education Ministry announced an interest-free education loan scheme for the students studying in Indian Institutes of Technology (IITs), Indian Institutes of Management (IIMs), and National Institutes of Technology (NITs). This scheme is applicable to students whose family income is less than Rs 9 lakh per annum. Students can take a maximum loan of Rs 20 lakh to Rs 30 lakh. There is a 0.5% concession on loans for female students. The interest rate of the premier education loan is less in comparison to Type C or B (state or local colleges) institutions. No collateral is required for premier loans and the student's parents have to become the guarantor or co-borrower in most cases. The margin is either very low or nil for all the premium education loans. No processing fee is charged from students. The repayment tenure is 15 years.

Future EMI Burden

Students seldom earn much in the initial stages of their careers, right after graduation. When the loan amount is more than Rs 4 lakh, it is always a good idea to opt for longer loan tenures, more than 8-12 years. This helps in repaying the loan amount with relatively smaller monthly installments, or EMIs.

Default In Payment

There may be situations where a student is unable to land a job immediately after graduation. In such scenarios, there is a very high chance of defaulting on payment of the EMI on time. Failing to repay the education loan EMIs on time can lead to several problems with lasting impact – a poor credit report and appearance of names in CIBIL defaulters’ list among others. Defaulters will be denied any sort of loan in the future and may even lose assets pledged as collateral.

The probability of getting an education loan is higher when one joins a highly-reputed institution or university which promises better job prospects. Further, the academic record of the student also plays a major role. If one repays the loan on time without any defaults in payments, it becomes easier for one to apply for other loans like home loan, car loan, personal loan etc. in future.

Articles

Upcoming Exams

Application Date:20 October,2023 - 29 April,2024

Application Date:06 December,2023 - 20 May,2024

Application Date:22 January,2024 - 28 April,2024

Others:29 January,2024 - 29 April,2024

Get answers from students and experts
Data Administrator

Database professionals use software to store and organise data such as financial information, and customer shipping records. Individuals who opt for a career as data administrators ensure that data is available for users and secured from unauthorised sales. DB administrators may work in various types of industries. It may involve computer systems design, service firms, insurance companies, banks and hospitals.

4 Jobs Available
Bio Medical Engineer

The field of biomedical engineering opens up a universe of expert chances. An Individual in the biomedical engineering career path work in the field of engineering as well as medicine, in order to find out solutions to common problems of the two fields. The biomedical engineering job opportunities are to collaborate with doctors and researchers to develop medical systems, equipment, or devices that can solve clinical problems. Here we will be discussing jobs after biomedical engineering, how to get a job in biomedical engineering, biomedical engineering scope, and salary. 

4 Jobs Available
Ethical Hacker

A career as ethical hacker involves various challenges and provides lucrative opportunities in the digital era where every giant business and startup owns its cyberspace on the world wide web. Individuals in the ethical hacker career path try to find the vulnerabilities in the cyber system to get its authority. If he or she succeeds in it then he or she gets its illegal authority. Individuals in the ethical hacker career path then steal information or delete the file that could affect the business, functioning, or services of the organization.

3 Jobs Available
GIS Expert

GIS officer work on various GIS software to conduct a study and gather spatial and non-spatial information. GIS experts update the GIS data and maintain it. The databases include aerial or satellite imagery, latitudinal and longitudinal coordinates, and manually digitized images of maps. In a career as GIS expert, one is responsible for creating online and mobile maps.

3 Jobs Available
Data Analyst

The invention of the database has given fresh breath to the people involved in the data analytics career path. Analysis refers to splitting up a whole into its individual components for individual analysis. Data analysis is a method through which raw data are processed and transformed into information that would be beneficial for user strategic thinking.

Data are collected and examined to respond to questions, evaluate hypotheses or contradict theories. It is a tool for analyzing, transforming, modeling, and arranging data with useful knowledge, to assist in decision-making and methods, encompassing various strategies, and is used in different fields of business, research, and social science.

3 Jobs Available
Geothermal Engineer

Individuals who opt for a career as geothermal engineers are the professionals involved in the processing of geothermal energy. The responsibilities of geothermal engineers may vary depending on the workplace location. Those who work in fields design facilities to process and distribute geothermal energy. They oversee the functioning of machinery used in the field.

3 Jobs Available
Database Architect

If you are intrigued by the programming world and are interested in developing communications networks then a career as database architect may be a good option for you. Data architect roles and responsibilities include building design models for data communication networks. Wide Area Networks (WANs), local area networks (LANs), and intranets are included in the database networks. It is expected that database architects will have in-depth knowledge of a company's business to develop a network to fulfil the requirements of the organisation. Stay tuned as we look at the larger picture and give you more information on what is db architecture, why you should pursue database architecture, what to expect from such a degree and what your job opportunities will be after graduation. Here, we will be discussing how to become a data architect. Students can visit NIT Trichy, IIT Kharagpur, JMI New Delhi

3 Jobs Available
Remote Sensing Technician

Individuals who opt for a career as a remote sensing technician possess unique personalities. Remote sensing analysts seem to be rational human beings, they are strong, independent, persistent, sincere, realistic and resourceful. Some of them are analytical as well, which means they are intelligent, introspective and inquisitive. 

Remote sensing scientists use remote sensing technology to support scientists in fields such as community planning, flight planning or the management of natural resources. Analysing data collected from aircraft, satellites or ground-based platforms using statistical analysis software, image analysis software or Geographic Information Systems (GIS) is a significant part of their work. Do you want to learn how to become remote sensing technician? There's no need to be concerned; we've devised a simple remote sensing technician career path for you. Scroll through the pages and read.

3 Jobs Available
Budget Analyst

Budget analysis, in a nutshell, entails thoroughly analyzing the details of a financial budget. The budget analysis aims to better understand and manage revenue. Budget analysts assist in the achievement of financial targets, the preservation of profitability, and the pursuit of long-term growth for a business. Budget analysts generally have a bachelor's degree in accounting, finance, economics, or a closely related field. Knowledge of Financial Management is of prime importance in this career.

4 Jobs Available
Data Analyst

The invention of the database has given fresh breath to the people involved in the data analytics career path. Analysis refers to splitting up a whole into its individual components for individual analysis. Data analysis is a method through which raw data are processed and transformed into information that would be beneficial for user strategic thinking.

Data are collected and examined to respond to questions, evaluate hypotheses or contradict theories. It is a tool for analyzing, transforming, modeling, and arranging data with useful knowledge, to assist in decision-making and methods, encompassing various strategies, and is used in different fields of business, research, and social science.

3 Jobs Available
Underwriter

An underwriter is a person who assesses and evaluates the risk of insurance in his or her field like mortgage, loan, health policy, investment, and so on and so forth. The underwriter career path does involve risks as analysing the risks means finding out if there is a way for the insurance underwriter jobs to recover the money from its clients. If the risk turns out to be too much for the company then in the future it is an underwriter who will be held accountable for it. Therefore, one must carry out his or her job with a lot of attention and diligence.

3 Jobs Available
Finance Executive
3 Jobs Available
Product Manager

A Product Manager is a professional responsible for product planning and marketing. He or she manages the product throughout the Product Life Cycle, gathering and prioritising the product. A product manager job description includes defining the product vision and working closely with team members of other departments to deliver winning products.  

3 Jobs Available
Operations Manager

Individuals in the operations manager jobs are responsible for ensuring the efficiency of each department to acquire its optimal goal. They plan the use of resources and distribution of materials. The operations manager's job description includes managing budgets, negotiating contracts, and performing administrative tasks.

3 Jobs Available
Stock Analyst

Individuals who opt for a career as a stock analyst examine the company's investments makes decisions and keep track of financial securities. The nature of such investments will differ from one business to the next. Individuals in the stock analyst career use data mining to forecast a company's profits and revenues, advise clients on whether to buy or sell, participate in seminars, and discussing financial matters with executives and evaluate annual reports.

2 Jobs Available
Researcher

A Researcher is a professional who is responsible for collecting data and information by reviewing the literature and conducting experiments and surveys. He or she uses various methodological processes to provide accurate data and information that is utilised by academicians and other industry professionals. Here, we will discuss what is a researcher, the researcher's salary, types of researchers.

2 Jobs Available
Welding Engineer

Welding Engineer Job Description: A Welding Engineer work involves managing welding projects and supervising welding teams. He or she is responsible for reviewing welding procedures, processes and documentation. A career as Welding Engineer involves conducting failure analyses and causes on welding issues. 

5 Jobs Available
Transportation Planner

A career as Transportation Planner requires technical application of science and technology in engineering, particularly the concepts, equipment and technologies involved in the production of products and services. In fields like land use, infrastructure review, ecological standards and street design, he or she considers issues of health, environment and performance. A Transportation Planner assigns resources for implementing and designing programmes. He or she is responsible for assessing needs, preparing plans and forecasts and compliance with regulations.

3 Jobs Available
Environmental Engineer

Individuals who opt for a career as an environmental engineer are construction professionals who utilise the skills and knowledge of biology, soil science, chemistry and the concept of engineering to design and develop projects that serve as solutions to various environmental problems. 

2 Jobs Available
Safety Manager

A Safety Manager is a professional responsible for employee’s safety at work. He or she plans, implements and oversees the company’s employee safety. A Safety Manager ensures compliance and adherence to Occupational Health and Safety (OHS) guidelines.

2 Jobs Available
Conservation Architect

A Conservation Architect is a professional responsible for conserving and restoring buildings or monuments having a historic value. He or she applies techniques to document and stabilise the object’s state without any further damage. A Conservation Architect restores the monuments and heritage buildings to bring them back to their original state.

2 Jobs Available
Structural Engineer

A Structural Engineer designs buildings, bridges, and other related structures. He or she analyzes the structures and makes sure the structures are strong enough to be used by the people. A career as a Structural Engineer requires working in the construction process. It comes under the civil engineering discipline. A Structure Engineer creates structural models with the help of computer-aided design software. 

2 Jobs Available
Highway Engineer

Highway Engineer Job Description: A Highway Engineer is a civil engineer who specialises in planning and building thousands of miles of roads that support connectivity and allow transportation across the country. He or she ensures that traffic management schemes are effectively planned concerning economic sustainability and successful implementation.

2 Jobs Available
Field Surveyor

Are you searching for a Field Surveyor Job Description? A Field Surveyor is a professional responsible for conducting field surveys for various places or geographical conditions. He or she collects the required data and information as per the instructions given by senior officials. 

2 Jobs Available
Orthotist and Prosthetist

Orthotists and Prosthetists are professionals who provide aid to patients with disabilities. They fix them to artificial limbs (prosthetics) and help them to regain stability. There are times when people lose their limbs in an accident. In some other occasions, they are born without a limb or orthopaedic impairment. Orthotists and prosthetists play a crucial role in their lives with fixing them to assistive devices and provide mobility.

6 Jobs Available
Pathologist

A career in pathology in India is filled with several responsibilities as it is a medical branch and affects human lives. The demand for pathologists has been increasing over the past few years as people are getting more aware of different diseases. Not only that, but an increase in population and lifestyle changes have also contributed to the increase in a pathologist’s demand. The pathology careers provide an extremely huge number of opportunities and if you want to be a part of the medical field you can consider being a pathologist. If you want to know more about a career in pathology in India then continue reading this article.

5 Jobs Available
Veterinary Doctor
5 Jobs Available
Speech Therapist
4 Jobs Available
Gynaecologist

Gynaecology can be defined as the study of the female body. The job outlook for gynaecology is excellent since there is evergreen demand for one because of their responsibility of dealing with not only women’s health but also fertility and pregnancy issues. Although most women prefer to have a women obstetrician gynaecologist as their doctor, men also explore a career as a gynaecologist and there are ample amounts of male doctors in the field who are gynaecologists and aid women during delivery and childbirth. 

4 Jobs Available
Audiologist

The audiologist career involves audiology professionals who are responsible to treat hearing loss and proactively preventing the relevant damage. Individuals who opt for a career as an audiologist use various testing strategies with the aim to determine if someone has a normal sensitivity to sounds or not. After the identification of hearing loss, a hearing doctor is required to determine which sections of the hearing are affected, to what extent they are affected, and where the wound causing the hearing loss is found. As soon as the hearing loss is identified, the patients are provided with recommendations for interventions and rehabilitation such as hearing aids, cochlear implants, and appropriate medical referrals. While audiology is a branch of science that studies and researches hearing, balance, and related disorders.

3 Jobs Available
Oncologist

An oncologist is a specialised doctor responsible for providing medical care to patients diagnosed with cancer. He or she uses several therapies to control the cancer and its effect on the human body such as chemotherapy, immunotherapy, radiation therapy and biopsy. An oncologist designs a treatment plan based on a pathology report after diagnosing the type of cancer and where it is spreading inside the body.

3 Jobs Available
Anatomist

Are you searching for an ‘Anatomist job description’? An Anatomist is a research professional who applies the laws of biological science to determine the ability of bodies of various living organisms including animals and humans to regenerate the damaged or destroyed organs. If you want to know what does an anatomist do, then read the entire article, where we will answer all your questions.

2 Jobs Available
Actor

For an individual who opts for a career as an actor, the primary responsibility is to completely speak to the character he or she is playing and to persuade the crowd that the character is genuine by connecting with them and bringing them into the story. This applies to significant roles and littler parts, as all roles join to make an effective creation. Here in this article, we will discuss how to become an actor in India, actor exams, actor salary in India, and actor jobs. 

4 Jobs Available
Acrobat

Individuals who opt for a career as acrobats create and direct original routines for themselves, in addition to developing interpretations of existing routines. The work of circus acrobats can be seen in a variety of performance settings, including circus, reality shows, sports events like the Olympics, movies and commercials. Individuals who opt for a career as acrobats must be prepared to face rejections and intermittent periods of work. The creativity of acrobats may extend to other aspects of the performance. For example, acrobats in the circus may work with gym trainers, celebrities or collaborate with other professionals to enhance such performance elements as costume and or maybe at the teaching end of the career.

3 Jobs Available
Video Game Designer

Career as a video game designer is filled with excitement as well as responsibilities. A video game designer is someone who is involved in the process of creating a game from day one. He or she is responsible for fulfilling duties like designing the character of the game, the several levels involved, plot, art and similar other elements. Individuals who opt for a career as a video game designer may also write the codes for the game using different programming languages.

Depending on the video game designer job description and experience they may also have to lead a team and do the early testing of the game in order to suggest changes and find loopholes.

3 Jobs Available
Radio Jockey

Radio Jockey is an exciting, promising career and a great challenge for music lovers. If you are really interested in a career as radio jockey, then it is very important for an RJ to have an automatic, fun, and friendly personality. If you want to get a job done in this field, a strong command of the language and a good voice are always good things. Apart from this, in order to be a good radio jockey, you will also listen to good radio jockeys so that you can understand their style and later make your own by practicing.

A career as radio jockey has a lot to offer to deserving candidates. If you want to know more about a career as radio jockey, and how to become a radio jockey then continue reading the article.

3 Jobs Available
Choreographer

The word “choreography" actually comes from Greek words that mean “dance writing." Individuals who opt for a career as a choreographer create and direct original dances, in addition to developing interpretations of existing dances. A Choreographer dances and utilises his or her creativity in other aspects of dance performance. For example, he or she may work with the music director to select music or collaborate with other famous choreographers to enhance such performance elements as lighting, costume and set design.

2 Jobs Available
Social Media Manager

A career as social media manager involves implementing the company’s or brand’s marketing plan across all social media channels. Social media managers help in building or improving a brand’s or a company’s website traffic, build brand awareness, create and implement marketing and brand strategy. Social media managers are key to important social communication as well.

2 Jobs Available
Photographer

Photography is considered both a science and an art, an artistic means of expression in which the camera replaces the pen. In a career as a photographer, an individual is hired to capture the moments of public and private events, such as press conferences or weddings, or may also work inside a studio, where people go to get their picture clicked. Photography is divided into many streams each generating numerous career opportunities in photography. With the boom in advertising, media, and the fashion industry, photography has emerged as a lucrative and thrilling career option for many Indian youths.

2 Jobs Available
Producer

An individual who is pursuing a career as a producer is responsible for managing the business aspects of production. They are involved in each aspect of production from its inception to deception. Famous movie producers review the script, recommend changes and visualise the story. 

They are responsible for overseeing the finance involved in the project and distributing the film for broadcasting on various platforms. A career as a producer is quite fulfilling as well as exhaustive in terms of playing different roles in order for a production to be successful. Famous movie producers are responsible for hiring creative and technical personnel on contract basis.

2 Jobs Available
Copy Writer

In a career as a copywriter, one has to consult with the client and understand the brief well. A career as a copywriter has a lot to offer to deserving candidates. Several new mediums of advertising are opening therefore making it a lucrative career choice. Students can pursue various copywriter courses such as Journalism, Advertising, Marketing Management. Here, we have discussed how to become a freelance copywriter, copywriter career path, how to become a copywriter in India, and copywriting career outlook. 

5 Jobs Available
Vlogger

In a career as a vlogger, one generally works for himself or herself. However, once an individual has gained viewership there are several brands and companies that approach them for paid collaboration. It is one of those fields where an individual can earn well while following his or her passion. 

Ever since internet costs got reduced the viewership for these types of content has increased on a large scale. Therefore, a career as a vlogger has a lot to offer. If you want to know more about the Vlogger eligibility, roles and responsibilities then continue reading the article. 

3 Jobs Available
Publisher

For publishing books, newspapers, magazines and digital material, editorial and commercial strategies are set by publishers. Individuals in publishing career paths make choices about the markets their businesses will reach and the type of content that their audience will be served. Individuals in book publisher careers collaborate with editorial staff, designers, authors, and freelance contributors who develop and manage the creation of content.

3 Jobs Available
Journalist

Careers in journalism are filled with excitement as well as responsibilities. One cannot afford to miss out on the details. As it is the small details that provide insights into a story. Depending on those insights a journalist goes about writing a news article. A journalism career can be stressful at times but if you are someone who is passionate about it then it is the right choice for you. If you want to know more about the media field and journalist career then continue reading this article.

3 Jobs Available
Editor

Individuals in the editor career path is an unsung hero of the news industry who polishes the language of the news stories provided by stringers, reporters, copywriters and content writers and also news agencies. Individuals who opt for a career as an editor make it more persuasive, concise and clear for readers. In this article, we will discuss the details of the editor's career path such as how to become an editor in India, editor salary in India and editor skills and qualities.

3 Jobs Available
Reporter

Individuals who opt for a career as a reporter may often be at work on national holidays and festivities. He or she pitches various story ideas and covers news stories in risky situations. Students can pursue a BMC (Bachelor of Mass Communication), B.M.M. (Bachelor of Mass Media), or MAJMC (MA in Journalism and Mass Communication) to become a reporter. While we sit at home reporters travel to locations to collect information that carries a news value.  

2 Jobs Available
Corporate Executive

Are you searching for a Corporate Executive job description? A Corporate Executive role comes with administrative duties. He or she provides support to the leadership of the organisation. A Corporate Executive fulfils the business purpose and ensures its financial stability. In this article, we are going to discuss how to become corporate executive.

2 Jobs Available
Multimedia Specialist

A multimedia specialist is a media professional who creates, audio, videos, graphic image files, computer animations for multimedia applications. He or she is responsible for planning, producing, and maintaining websites and applications. 

2 Jobs Available
Welding Engineer

Welding Engineer Job Description: A Welding Engineer work involves managing welding projects and supervising welding teams. He or she is responsible for reviewing welding procedures, processes and documentation. A career as Welding Engineer involves conducting failure analyses and causes on welding issues. 

5 Jobs Available
QA Manager
4 Jobs Available
Quality Controller

A quality controller plays a crucial role in an organisation. He or she is responsible for performing quality checks on manufactured products. He or she identifies the defects in a product and rejects the product. 

A quality controller records detailed information about products with defects and sends it to the supervisor or plant manager to take necessary actions to improve the production process.

3 Jobs Available
Production Manager
3 Jobs Available
Product Manager

A Product Manager is a professional responsible for product planning and marketing. He or she manages the product throughout the Product Life Cycle, gathering and prioritising the product. A product manager job description includes defining the product vision and working closely with team members of other departments to deliver winning products.  

3 Jobs Available
QA Lead

A QA Lead is in charge of the QA Team. The role of QA Lead comes with the responsibility of assessing services and products in order to determine that he or she meets the quality standards. He or she develops, implements and manages test plans. 

2 Jobs Available
Structural Engineer

A Structural Engineer designs buildings, bridges, and other related structures. He or she analyzes the structures and makes sure the structures are strong enough to be used by the people. A career as a Structural Engineer requires working in the construction process. It comes under the civil engineering discipline. A Structure Engineer creates structural models with the help of computer-aided design software. 

2 Jobs Available
Process Development Engineer

The Process Development Engineers design, implement, manufacture, mine, and other production systems using technical knowledge and expertise in the industry. They use computer modeling software to test technologies and machinery. An individual who is opting career as Process Development Engineer is responsible for developing cost-effective and efficient processes. They also monitor the production process and ensure it functions smoothly and efficiently.

2 Jobs Available
QA Manager
4 Jobs Available
AWS Solution Architect

An AWS Solution Architect is someone who specializes in developing and implementing cloud computing systems. He or she has a good understanding of the various aspects of cloud computing and can confidently deploy and manage their systems. He or she troubleshoots the issues and evaluates the risk from the third party. 

4 Jobs Available
Azure Administrator

An Azure Administrator is a professional responsible for implementing, monitoring, and maintaining Azure Solutions. He or she manages cloud infrastructure service instances and various cloud servers as well as sets up public and private cloud systems. 

4 Jobs Available
Computer Programmer

Careers in computer programming primarily refer to the systematic act of writing code and moreover include wider computer science areas. The word 'programmer' or 'coder' has entered into practice with the growing number of newly self-taught tech enthusiasts. Computer programming careers involve the use of designs created by software developers and engineers and transforming them into commands that can be implemented by computers. These commands result in regular usage of social media sites, word-processing applications and browsers.

3 Jobs Available
Product Manager

A Product Manager is a professional responsible for product planning and marketing. He or she manages the product throughout the Product Life Cycle, gathering and prioritising the product. A product manager job description includes defining the product vision and working closely with team members of other departments to deliver winning products.  

3 Jobs Available
Information Security Manager

Individuals in the information security manager career path involves in overseeing and controlling all aspects of computer security. The IT security manager job description includes planning and carrying out security measures to protect the business data and information from corruption, theft, unauthorised access, and deliberate attack 

3 Jobs Available
ITSM Manager
3 Jobs Available
Automation Test Engineer

An Automation Test Engineer job involves executing automated test scripts. He or she identifies the project’s problems and troubleshoots them. The role involves documenting the defect using management tools. He or she works with the application team in order to resolve any issues arising during the testing process. 

2 Jobs Available
Back to top