Bank Jobs After 12th - Check Eligibility & Expected Salary

Are you a student wondering how to secure a successful and remunerative career in banking after 12th? You are not alone. Many students face this confusion while deciding their next professional step. The good news is that numerous career opportunities that offer job security and growth are available in the banking sector for students right after 12th.

This article is tailored to answer your queries and will guide you through the eligibility requirements, essential skills, career prospects and salary expectations. Let’s begin.

Skills Required for Bank Jobs After 12th

After completing their 12th, a variety of opportunities await students in both the government and private sectors. For those willing to appear for the 12th bank exam and secure a thriving career in banking, it is important to understand and learn the key skills. Aspirants should focus on developing the necessary skills to enhance their chances of securing good bank jobs.

Key skills include:

Communication Skills: Every bank job after class 12 requires candidates to have strong communication skills. Good written and verbal communication skills are indispensable for a bank employee as they help them to effectively deal with clients, explain financial concepts or procedures to them, and resolve their concerns efficiently.

Analytical Skills: Analytical abilities, that is, a bank employee’s ability to recognise a problem, analyse it and provide logical solutions, are crucial in this field. Such data analytics and problem-solving skills are beneficial for banking jobs with customer handling and back-end operations requirements. Competitive exams like IBPS or other bank exams after 12th require applicants to apply these skills.

Customer Service Skills: Active listening, problem-solving, empathy, and communication skills are a vital component of bank jobs for the 12th pass. Ensuring customer satisfaction by addressing their queries and concerns is highly important in the banking sector. Poor customer service and a lack of professionalism can lead to dissatisfied clients, negative reviews, and a lack of return business.

Teamwork: Most banking jobs require a candidate to function properly and effectively within a group. Motivating team members, collaboration, being open to cooperating and communicating can be significant to excel in this field.

Also Read:

• Banking Degree Colleges In India

• RBI Grade B Officer Salary

• RBI Assistant Salary

If you are ambitious about pursuing banking courses after 12th, you can begin by learning and developing these skills.

List of Bank Jobs After 12th With Salary

Now that we have discussed key skills required to succeed in the banking field, let’s move on to the list of entry-level positions in banking, along with their qualifications and average salary.

(Salary source: AmbitionBox)

Stenographer

A Stenographer converts a language into a coded form, commonly known as Shorthand. Shorthand is mostly used during meetings or legal proceedings to transcribe exact official, academic, medical, legal, or corporate information. Writing/typing/transcribing and compiling office papers are also additional responsibilities that come under the Stenographer role.

• Qualification: 10+2 with 60% and SC Stenographer preliminary exam

• Age Limit: 18- 25 years

• Average Salary: Rs. 3.4 lakhs per year

Also Read-

• SBI PO Salary

• SBI Clerk Salary

Data Entry Operator

A Data Entry Operator’s job revolves around preparing and entering data into systems. They prepare data files for data-entry by sorting them and also make sure the data being inputted is error-free and clear of potential shortcomings. The most important skills required to be a Data Entry Operator include data entry, language skills, customer service, and computer skills.

• Qualification: 10+2 in any stream and Certifications in Microsoft Excel and Microsoft Office

• Average Salary: Rs. 2.2 lakhs per year

Also Read -

• IBPS SO Salary

• South Indian Bank PO Salary

Telecaller

Telecallers offer assistance to clients regarding banking services. They resolve customer inquiries by phone or in person. Their main responsibility is to generate sales by facilitating telephonic communication with existing and new clients.

• Qualification: 10+2 in any stream from a recognised board

• Average Salary: Rs. 2 lakhs per year

Customer Service Executive

These are professionals who handle queries regarding accounts, transactions and services. Fluency in local languages, along with Hindi and English, is highly valuable in this profession.

• Qualification: 10+2 in any stream, like science, arts, or commerce, from a recognised board

• Average Salary: Rs. 2.9 lakhs per annum

Sales Executive

A sales executive promotes financial products and services like loans, credit cards and savings accounts. Their main aim is to find potential customers and make them buyers.

• Qualification: 10+2 under any stream

• Average Salary: Rs. 3.2 lakhs per annum

Banking Jobs After 12th Eligibility Criteria

While applying for various positions in the banking sector, it is important to follow the general requirements.

Educational Qualifications:

• Minimum qualification of class 10+2 from a recognised board.

• Higher positions require a bachelor’s degree in finance, accounting, business administration, or related fields.

Age Limit:

Generally between 18 to 25 years. However, based on the job role and the specific banks, the eligibility age can vary.

Nationality:

The students should be Indian citizens when applying to public sector banks.

Examinations:

In some banking roles available in the public sector, qualifying after 12th bank exams like BPS PO, IBPS Clerk, and SBI PO is a mandatory requirement for recruitment. These competitive exams test the candidate’s quantitative aptitude, English language skills, reasoning ability, and general awareness.

Physical Fitness:

Some specific banking jobs might require physical fitness for roles that involve security or fieldwork.

Background Checks:

Educational, credit checks, and criminal verification are done to ensure the reliability and integrity of their employees.

How To Apply for Bank Jobs After 12th

If you aim to build a career in banking right after 12th, there are a few steps you can follow to secure early employment.

1. Choose commerce stream: Preferring a commerce stream is not mandatory, but it will help build a strong foundation in banking.

2. Pursue short-term certifications: Enrolling in industry certificate courses will help candidates to stand out in the competitive banking sector. Some of these certifications include Certified Public Accountant (CPA), Chartered Financial Analyst (CFA), and Certified Management Accountant (CMA).

3. Apply for entry-level roles through:

• Official bank website
• Appear for competitive exams

Bank Exams After 12th

Most major and important bank recruitment exams conducted by IBPS (for Public Sector Banks and Regional Rural Banks) and SBI now require a bachelor's degree as the minimum qualification. Over the years, the minimum qualification for bank exams has been upgraded, making it difficult for students to appear with just a Class 12 qualification. Even though most of the bank exams require a bachelor's degree, a 12th pass student can appear for:

1. RBI Office Attendant

The 10th standard is usually the minimum qualification. The recruitment process entirely depends on the vacancies for this cadre. Main responsibilities for this role include maintenance, office work and cash handling.

2. Cooperative Banks (Clerk/ Assistant Posts)

Some Cooperative Banks at the state/district level offer clerk or assistant positions for 12th pass students.

Conclusion

Building a career in banking right after 12th is not only possible but can lead to career success and early financial independence. Those preparing for after 12th bank exams can achieve their dream career through the right steps, such as upskilling and learning. Many of the banks offer highly lucrative opportunities for students, making this an ideal career option after the 12th. Bank recruitment after 12th not only offers a decent starting salary but also provides a strong foundation for the student’s bright future.