Best Government Jobs For Commerce Students - Salary, Exams to Qualify

Best Government Jobs For Commerce Students - Salary, Exams to Qualify

Edited By Soumi Roy | Updated on Jun 11, 2025 06:24 PM IST

Government jobs are considered among the most preferred and pursued career options for commerce students due to the benefits they offer, such as stable income, job security, and excellent growth opportunities. These roles also give us a sense of pride and purpose by enabling us to contribute to national development. Whether you are a fresh B.Com graduate or a student who recently completed their 12th in commerce, there is a wide range of options when it comes to government careers. Some of the best government jobs for commerce students include roles in finance, banking, economics, accounting, and tax administration. Read on to get a clear idea of what the best government Jobs after 12th Commerce are, along with understanding their eligibility criteria and salary details.

This Story also Contains
  1. Best Government Jobs After 12th Commerce
  2. Banking sector: PO and Clerk
  3. Specialised Government Jobs for Advanced Study
  4. Top Government Jobs for Commerce Students: Overview
Best Government Jobs For Commerce Students - Salary, Exams to Qualify
Best Government Jobs For Commerce Students - Salary, Exams to Qualify

Also Read: SSC MTS Notification

Best Government Jobs After 12th Commerce

Commerce students can start their careers in the government sector immediately after the 12th. These positions offer a challenging yet rewarding work environment and require strong analytical, problem-solving, and decision-making skills, along with a solid understanding of business and commerce-related topics. Read further to understand what the popular and decent-paying government job options are available for 12th commerce students.

1. RBI Grade B Officer

The Reserve Bank of India (RBI) Grade B Officer role is one of the highly competitive and privileged positions that B.Com graduates can opt for. The RBI Grade B exam is conducted to recruit deserving candidates for entry-level managerial positions that offer great career stability and an attractive salary. However, this exam is known for its difficulty, and students are advised to begin their preparation early.

  • Eligibility: Graduation with a minimum of 60% marks

  • Exam To Crack: RBI Grade B Exam

  • Minimum Age to Apply: 21 years

  • Starting Basic Pay: Rs 55,200 per month

Also Read

2. Indian Revenue Service (IRS)

The Indian Revenue Service (IRS) is a premier Group ‘A’ civil service. These officers work within the Income Tax Department and Customs and Excise to enforce tax laws and regulations in the country. They are responsible for assessing, collecting, and enforcing taxes and duties.

To become an IRS officer, one needs to clear the Civil Services Examination (CSE) and opt for the Indian Revenue Service as their preferred service. It is a highly respected and powerful government job in the commerce stream in India.

  • Eligibility: Graduation in any discipline

  • Exam To Crack: UPSC Civil Services Examination

  • Starting Basic Pay: Rs 56,100 per month (Pay Level 10 of the 7th CPC)

Also Read: RRB ALP Cut off

Banking sector: PO and Clerk

3. IBPS Probationary Officer (PO)

If you want to secure a career in one of the most popular and prestigious roles in the government sector, consider the profession of a Probationary Officer (PO). Every year, almost lakhs of candidates apply for the Institute of Banking Personnel Selection (IBPS) Probationary Officer (PO) role, and only a few succeed in this competitive process.

PO, which is an entry-level role, is mainly responsible for managing and overseeing administrative work, customer services, and assisting in the growth and development of the bank.

  • Eligibility: A Graduation Degree in any discipline from a recognised university

  • Exams To Qualify: IBPS PO Exam

  • Starting Basic Salary: Rs. 36,000 per month

Also Read:

4. SBI Clerk (Junior Associate)

The role of an SBI Clerk involves front desk management and back-end operations in various bank branches. The State Bank of India (SBI) conducts the exam for the recruitment of candidates to the post of Clerical Cadre (Junior Associates) in the bank. These are considered some of the best government jobs for commerce students in India.

The SBI Clerk exam typically consists of two stages: a preliminary exam and a main exam. Any graduate in any field is eligible to apply for this job, which mainly involves clerical tasks such as handling transactions at the deposit and withdrawal counters. One of the attractive advantages of this role is the annual salary increment, making it a highly appealing profession.

  • Eligibility: Graduates from any discipline are eligible to apply

  • Exam To Crack: State Bank Of India Clerk Exam (SBI Clerk Exam)

  • Starting Basic Pay: Rs 19,900 per month (Rs 17,900 + 2 advance increments for graduates).

Also Read: RRB NTPC

5. LIC Assistant Administrative Officers (AAO)

Life Insurance Corporation of India (LIC) Assistant Administrative Officer (AAO) is a prominent job position that handles administrative and clerical tasks, and may also be involved in underwriting and issuing policies. Candidates must also pass an examination and an interview process to be considered for the position. It is a government job that is considered to be one of the most sought-after jobs in India due to its stability and promotional growth.

  • Eligibility: Graduation in any discipline

  • Exam To Crack: Life Insurance Corporation of India Exam

  • Starting Basic Pay: Rs. 53,600 per month

6. SSC CGL (Combined Graduate Level) Posts

The Staff Selection Commission (SSC) conducts the CGL (Combined Graduate Level) exam for recruiting candidates in various government departments. These roles include Income Tax Officer, Assistant Audit Officer, Assistant Section Officer and more.

  • Eligibility: Graduation in any discipline

  • Exam To Crack: SSC CGL Exam

  • Starting Basic Salary: Varies by Post ( from Rs 25,000 to Rs 47,600)

7. RRB NTPC Posts (Graduate Level Posts)

Do you dream of working in the Indian Railways? After completing your degree, you can find decent opportunities in the largest department of the Indian federal government, the Indian Railways. Every year, several posts in the railway industry are open to graduates from any discipline, including commerce.

Indian Railways offers some of the best government jobs for commerce students after 12th, with roles offering high salaries and stability. Some of these include commercial apprentice, Traffic Assistant and accounts Clerk.

  • Eligibility: Graduation in any discipline

  • Exam To Crack: RRB Non-Technical Popular Categories (RRB NTPC Exam)

  • Starting Basic Salary:

For RRB NTPC graduate level posts: Varies by post (For Pay Level 6: Rs 35,400)

Also Read: RRB ALP & Technician Exam

Specialised Government Jobs for Advanced Study

For commerce students who pursue advanced degrees, there are specialised opportunities in the government sector.

8. Indian Economic Service (IES)

The Indian Economic Service (IES) is a specialised civil service for economists. These officials are responsible for providing economic advice and policy recommendations to the government. IES officers work in various government organisations such as the Ministry of Finance, Planning Commission, and NITI Aayog and focus on economic research, analysing data, and preparing reports. To become an IES officer, one has to clear the Civil Services Examination (CSE) and opt for the Indian Economic Service as their preferred service.

  • Eligibility: Post-graduate degree in Economics or Applied Economics

  • Exam To Crack: UPSC IES Examination

  • Starting Basic Pay: Rs 56,100 per month.

Also Read:

Top Government Jobs for Commerce Students: Overview

Job role

Eligibility

Exams to Qualify

Basic Salary

RBI Grade B Officer

Graduation with a minimum of 60% marks

RBI Grade B Exam

Rs 52,200 per month

Indian Revenue Service (IRS)

Graduation in any discipline

UPSC Civil Services Examination

Rs 56,100 per month

IBPS PO

Graduation in any discipline

IBPS PO Exam

Rs. 36,000 per month

SBI Clerk

Graduation in any discipline

State Bank Of India Clerk Exam (SBI Clerk Exam)

Rs 19,900 per month

SSC CGL Posts

Graduation in any discipline

SSC CGL Exam

Varies by Post (from Rs 25,000 to Rs 47,600)

LIC AAO

Graduation in any discipline

Life Insurance Corporation of India Exam


Rs. 53,600 per month

RRB NTPC

Graduation in any discipline

RRB Non-Technical Popular Categories (RRB NTPC Exam)

Varies by post (For Pay Level 6: Rs 35,400)

Indian Revenue Service (IRS)

Postgraduate degree in Economics or Applied Economics

UPSC IES Examination

Rs 56,100 per month.


Overall, there are numerous government jobs available for commerce students in India, whether you have completed 12th or a B.Com degree. It is important to note that many of these jobs require a candidate to qualify for competitive examinations and clear the selection process. Hence, to succeed, aspiring candidates should begin their preparation early on for exams like IBPS PO, SSC CGL, RBI Grade B or UPSC Civil Services.


Frequently Asked Questions (FAQs)

1. What government occupations in India pay a salary of one lakh rupees per month?

In India, government positions at SBI, NTPC, and SAIL are available with salaries of up to Rs. 1 lakhs per month.

2. What level of qualifications is required to apply for any government position?

The 12th Certificate is the minimum requirement to sit for a government exam.

3. What are the benefits of government jobs for commerce students?

Government jobs for commerce students offer several benefits, including job security, stable income, and opportunities for career advancement.

4. How can I prepare for government jobs for commerce students?

To prepare for government jobs for commerce students, you should focus on studying relevant subjects, such as economics, finance, and accounting.

5. Does commerce have a good scope?

If you choose the greatest career path in commerce, the future of the industry is promising and positions in that sector might pay well.

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