Commerce is one of the most popular streams that students opt for in India. Today, the scope for Commerce without Maths after 12th is immense, with a variety of diverse and inclusive options to choose from. Commerce is the study of commercial activities, such as trade, business, accounts, finance, and economics. Subjects like Economics, Accountancy, Business and Mathematics are the core of the Commerce curriculum in schools. Commerce with Maths can be a highly rewarding stream for students who are good with numbers and have an interest in financial systems.
This article explores some of the best career options in commerce without maths. Career pathways outside traditional career options are discussed in this article in detail. Let’s begin.
The table below contains a complete list of top commerce career options with maths, along with educational criteria and average salary scale.
Career Options | Educational Requirement | Starting Salary (approximate) |
| Rs 4 - 28.8 LPA | |
| Rs 3.2 - 18 LPA | |
| Rs 3.2 - 18 LPA | |
| Rs 4.4 - 38 LPA | |
Business Analyst |
| Rs 3 - 18 LPA |
| Rs 1.4 - 12 LPA |
(Salary source: Ambitionbox)
Now let's take a look at the Career options after 12th Commerce with Maths in detail below.
Becoming an Actuary is one of the newest and most promising commerce with applied maths career options. This profession involves assessing risk associated with insurance, finance, business and healthcare. It can be a fruitful career option for students with strong skills in maths, statistics, and data analysis. You can appear for the Actuarial Common Entrance Test (ACET) after completing a degree in B.Com/B.Sc Statistics/B.Sc Maths. To pursue your career as an Actuary, candidates are required to clear 15 exams in total, conducted by the IAI. The huge demand for Actuaries indicates the vast scope of Commerce with the Maths stream.
Educational Requirement:
Class 12 (with Maths and English)
Clear ACET (Actuarial Common Entrance Test)
Pass 15 papers across four stages: Core Principles, Core Practice, Specialist Principles, and Specialist Advanced (via Institute of Actuaries of India)
Salary: Rs 4 - 28.8 LPA
Chartered Accountancy is certainly one of the most popular commerce with maths career options. Chartered Accountants operate in areas of business and finance, such as auditing, taxation, accountancy, and financial analysis. CAs can be employed in private firms or government organisations, or establish their own independent practice.
Educational Requirement:
Enrol in the CA Foundation after Class 12
Proceed to the Intermediate level
Complete a 3-year Articleship
Qualify for the Final Exam
Become a member of ICAI upon completion
OR
Complete 4 weeks of ICITSS (Integrated course on Information Technology and Soft Skills) before the commencement of practical training.
Register for 3 years of Practical Training (PT).
Register for CA Final Course after passing both groups of intermediate.
Complete 4 weeks of Advanced ICITSS in the last 2 years of PT.
Complete practical training.
Qualify for exams and become a member of ICAI.
Salary: Rs 1.7 - 19.2 LPA
Company Secretary is a professional course offered by the Institute of Company Secretaries of India (ICSI). A Company Secretary's role is to efficiently manage a company's administrative and legal affairs. A Company secretary can be employed in various corporate sectors or choose to practice independently. It is considered one of the evergreen career options after 12th commerce with maths.
Educational Requirement:
Completed Class 12 or its equivalent.
Register with the ICSI and then undergo three including the Foundation Programme, Executive Programme, and Professional Programme.
Note: The ICSI has replaced the Foundation Programme with the CSEET. Candidates must clear the CSEET to register for the CS Executive Programme.
Candidates who have completed Class 12 examinations and hold a graduate or postgraduate degree are eligible for CSEET. To apply for the CS Professional programme, candidates must have passed the CS Executive programme.
Salary: Rs 3 - 17 LPA
Read more: Career options after 12th Science PCM
An Economist is responsible for conducting economic research and analysis, as well as providing economic advice to governments, businesses, and individuals. He or she creates reports and graphs using various software, like spreadsheets, statistical analysis, and database management, to forecast market trends.
An Economist can work with various organisations, including government bodies like the Reserve Bank of India (RBI), international institutions such as the World Bank, and private banks or consulting firms. For students interested in Maths and Finance, becoming an Economist can be one of the promising career options in commerce with maths with salary.
Educational Requirement:
A Bachelor’s degree in Economics or Commerce, followed by a Master’s in Economics or an MBA in Business Economics, is typically required to become an Economist.
Salary: Rs 4.4 - 38 LPA
Read more: Economics Universities in India
A business analyst focuses on analysing and interpreting data to gain insights to improve business decisions. This is a great career option for students who are interested in business and technology. With the right skills and experience level, you can also build a successful future in these emerging commerce with applied maths career options.
Educational Requirement:
Pursue commerce with maths courses after 12th such as B.Com, BBA, or BMS.
Follow up with an MBA in Business Analytics, Finance, or a relevant specialisation.
Optional: Obtain certifications in Business Analytics, Data Analysis, or tools like Excel, SQL, and Power BI.
Salary: Rs 3 - 18 LPA
Lawyers advise clients on their legal rights and recommend appropriate courses of action. They provide a client with services like legal guidance, court representation, drafting legal documents and more. This is indeed one of the most in-demand career options in commerce with maths with salary, especially for those with strong analytical and communication skills.
Law offers a plethora of specialisations for students to explore, such as International Law, Cyber Law, Litigation, Corporate Law, and Intellectual Law.
Read more: Career Options After Humanities
Educational Requirement:
Class 12 or equivalent.
Appear for entrance exams like CLAT, LSAT, AILET, and others.
Bachelor's in Law (B.A. LLB/BBA LLB/B.COM LLB)-5 years programme.
Master's in Law (LLM).
Salary: Rs 1.4 - 12 LPA
Read more: Top Law Colleges in India
After reading about these career options in commerce with maths with salary, one can clearly understand the vast scope of Commerce with Maths. Commerce with applied maths career options is a growing stream that is no longer limited to a few traditional career pathways.
However, before deciding on a career in various commerce with maths courses after 12th, students must evaluate their interests, aptitudes and skills. Understanding one’s strengths and choosing a career that reflects them ensures job satisfaction and better career prospects.
The scope of commerce with maths is limitless. Apart from the traditional courses, you are eligible to apply to the top colleges/universities for courses like BBA/BMS, BFI, BBI etc.
The career opportunities are plenty for students who opt for commerce with maths. They are:
Chartered Accountant
Banker
Sales professions
Chartered Financial Analyst, etc
It is recommended and helpful to take commerce with maths at 11th and 12th standard if you want to do CA. Having a maths background helps a lot at all the levels in the CA course.