Career Options After 12th Commerce with Maths

Career Options After 12th Commerce with Maths

Edited By Team Careers360 | Updated on May 16, 2025 09:15 AM IST

Commerce is one of the most popular streams that students opt for in India. Today, the scope for Commerce without Maths after 12th is immense, with a variety of diverse and inclusive options to choose from. Commerce is the study of commercial activities, such as trade, business, accounts, finance, and economics. Subjects like Economics, Accountancy, Business and Mathematics are the core of the Commerce curriculum in schools. Commerce with Maths can be a highly rewarding stream for students who are good with numbers and have an interest in financial systems.

This Story also Contains
  1. Best career options after 12th Commerce with Maths
  2. Chartered Accountant (CA)
  3. Company Secretary (CS)
Career Options After 12th Commerce with Maths
Career Options After 12th Commerce with Maths

This article explores some of the best career options in commerce without maths. Career pathways outside traditional career options are discussed in this article in detail. Let’s begin.

Best career options after 12th Commerce with Maths

The table below contains a complete list of top commerce career options with maths, along with educational criteria and average salary scale.

Career Options

Educational Requirement

Starting Salary (approximate)

Actuary

  • Class 12

  • ACET(Actuarial Common Entrance Test)

  • Set of 15 papers from IAI

  • Graduation can be pursued alongside

Rs 4 - 28.8 LPA

Chartered Accountant

  • Class 12 or equivalent

  • CA Foundation Course

  • Intermediate Course, Articleship, and CA Final

Rs 3.2 - 18 LPA

Company Secretary

  • Class 12

  • CSEET

  • 3 stages of CS Course – Foundation Program, Executive Program, and Professional Program

Rs 3.2 - 18 LPA

Economist

  • Bachelor's in Economics/ BBA/B.Com or any other relevant subject

  • Master’s in Economics/ MBA in Business Economics

Rs 4.4 - 38 LPA

Business Analyst

  • Entrance exams like CUET, IPU CET, SET, or JIPMAT are required to qualify for top business programs.

  • Bachelor's degree in BBA, BMS, or B.Com.

  • PG Diploma or MBA with a specialisation in Business Analytics, Finance, or IT.

Rs 3 - 18 LPA

Lawyer

  • Class 12

  • CLAT/AILET

  • BA LLB/B.Com LLB + (optional LLM)

Rs 1.4 - 12 LPA

(Salary source: Ambitionbox)

Now let's take a look at the Career options after 12th Commerce with Maths in detail below.

Actuary

Becoming an Actuary is one of the newest and most promising commerce with applied maths career options. This profession involves assessing risk associated with insurance, finance, business and healthcare. It can be a fruitful career option for students with strong skills in maths, statistics, and data analysis. You can appear for the Actuarial Common Entrance Test (ACET) after completing a degree in B.Com/B.Sc Statistics/B.Sc Maths. To pursue your career as an Actuary, candidates are required to clear 15 exams in total, conducted by the IAI. The huge demand for Actuaries indicates the vast scope of Commerce with the Maths stream.

Educational Requirement:

  • Class 12 (with Maths and English)

  • Clear ACET (Actuarial Common Entrance Test)

  • Pass 15 papers across four stages: Core Principles, Core Practice, Specialist Principles, and Specialist Advanced (via Institute of Actuaries of India)

Salary: Rs 4 - 28.8 LPA

Chartered Accountant (CA)

Chartered Accountancy is certainly one of the most popular commerce with maths career options. Chartered Accountants operate in areas of business and finance, such as auditing, taxation, accountancy, and financial analysis. CAs can be employed in private firms or government organisations, or establish their own independent practice.

Educational Requirement:

  • Enrol in the CA Foundation after Class 12

  • Clear CA Foundation examination

  • Proceed to the Intermediate level

  • Complete a 3-year Articleship

  • Qualify for the Final Exam

  • Become a member of ICAI upon completion

OR

  • Complete 4 weeks of ICITSS (Integrated course on Information Technology and Soft Skills) before the commencement of practical training.

  • Register for 3 years of Practical Training (PT).

  • Register for CA Final Course after passing both groups of intermediate.

  • Complete 4 weeks of Advanced ICITSS in the last 2 years of PT.

  • Complete practical training.

  • Qualify for exams and become a member of ICAI.

Salary: Rs 1.7 - 19.2 LPA

Company Secretary (CS)

Company Secretary is a professional course offered by the Institute of Company Secretaries of India (ICSI). A Company Secretary's role is to efficiently manage a company's administrative and legal affairs. A Company secretary can be employed in various corporate sectors or choose to practice independently. It is considered one of the evergreen career options after 12th commerce with maths.

Educational Requirement:

  • Completed Class 12 or its equivalent.

  • Register with the ICSI and then undergo three including the Foundation Programme, Executive Programme, and Professional Programme.

Note: The ICSI has replaced the Foundation Programme with the CSEET. Candidates must clear the CSEET to register for the CS Executive Programme.

Candidates who have completed Class 12 examinations and hold a graduate or postgraduate degree are eligible for CSEET. To apply for the CS Professional programme, candidates must have passed the CS Executive programme.

Salary: Rs 3 - 17 LPA

Read more: Career options after 12th Science PCM

Economist

An Economist is responsible for conducting economic research and analysis, as well as providing economic advice to governments, businesses, and individuals. He or she creates reports and graphs using various software, like spreadsheets, statistical analysis, and database management, to forecast market trends.

An Economist can work with various organisations, including government bodies like the Reserve Bank of India (RBI), international institutions such as the World Bank, and private banks or consulting firms. For students interested in Maths and Finance, becoming an Economist can be one of the promising career options in commerce with maths with salary.

Educational Requirement:

  • A Bachelor’s degree in Economics or Commerce, followed by a Master’s in Economics or an MBA in Business Economics, is typically required to become an Economist.

Salary: Rs 4.4 - 38 LPA

Read more: Economics Universities in India

Business Analyst

A business analyst focuses on analysing and interpreting data to gain insights to improve business decisions. This is a great career option for students who are interested in business and technology. With the right skills and experience level, you can also build a successful future in these emerging commerce with applied maths career options.

Educational Requirement:

  • Pursue commerce with maths courses after 12th such as B.Com, BBA, or BMS.

  • Follow up with an MBA in Business Analytics, Finance, or a relevant specialisation.

  • Optional: Obtain certifications in Business Analytics, Data Analysis, or tools like Excel, SQL, and Power BI.

Salary: Rs 3 - 18 LPA

Lawyer

Lawyers advise clients on their legal rights and recommend appropriate courses of action. They provide a client with services like legal guidance, court representation, drafting legal documents and more. This is indeed one of the most in-demand career options in commerce with maths with salary, especially for those with strong analytical and communication skills.

Law offers a plethora of specialisations for students to explore, such as International Law, Cyber Law, Litigation, Corporate Law, and Intellectual Law.

Read more: Career Options After Humanities

Educational Requirement:

Salary: Rs 1.4 - 12 LPA

Read more: Top Law Colleges in India

After reading about these career options in commerce with maths with salary, one can clearly understand the vast scope of Commerce with Maths. Commerce with applied maths career options is a growing stream that is no longer limited to a few traditional career pathways.

However, before deciding on a career in various commerce with maths courses after 12th, students must evaluate their interests, aptitudes and skills. Understanding one’s strengths and choosing a career that reflects them ensures job satisfaction and better career prospects.



Frequently Asked Questions (FAQs)

1. What is the scope of commerce with maths?

The scope of commerce with maths is limitless. Apart from the traditional courses, you are eligible to apply to the top colleges/universities for courses like BBA/BMS, BFI, BBI etc.

2. What are the career options that I can take after choosing commerce with Maths?

The career opportunities are plenty for students who opt for commerce with maths. They are:

3. Is commerce with maths important for CA?

It is recommended and helpful to take commerce with maths at 11th and 12th standard if you want to do CA. Having a maths background helps a lot at all the levels in the CA course.  

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