IIBF DRA Exam 2026 (June): Registration, Exam Date & Pattern, Study Materials
The Indian Institute of Banking and Finance (IIBF) will conduct the DRA certificate exam on June 6, 2026 for the April-June 2026 cycle. As per RBI mandate, DRA (Debt Recovery Agent) certification is mandatory to work as a recovery agent in India. Registration for the IIBF DRA Exam June 2026 was closed on May 19, 2026.
This Story also Contains
- IIBF DRA Exam - Overview
- IIBF DRA Exam 2026 (June): Important Dates
- DRA Exam Pattern 2026
- IIBF DRA Exam Study Materials
- IIBF DRA Exam Admit Card Release Date 2026
- DRA Exam Result Release Date 2026
- Eligible Criteria for IIBF DRA Certificate 2026
- DRA Certificate Exam Training Duration
- How to Get an IIBF DRA Certificate?
- What are the fees of DRA Training?
- How to Download IIBF DRA Certificate?
- Purpose of IIBF DRA Certificate
The upcoming course registration has been scheduled in June 2026 for the July-September 2026 cycle. Candidates can apply for the DRA certificate exam in online mode on the official website - iibf.org.in. According to IIBF, it is compulsory for Banks and NBFCs to ensure that within a period of one year all their recovery agents should undergo the required training and obtain DRA certification from IIBF.
Candidates need to complete the DRA certificate training programme in a duration of 50 hours and 100 hours, according to their eligibility. Once the training is completed, candidates have to appear and qualify for the IIBF DRA certificate exam to get their certificate. To know all about the IIBF DRA certificate exam 2026, read the full article below.
IIBF DRA Exam - Overview
| Particulars | Details |
|---|---|
Course Name | IIBF Debt Recovery Agent (DRA) Certificate |
DRA certificate exam course duration | 50 hours for graduates 100 hours for 10th level class |
DRA exam apply online at | iibf.org.in |
DRA certificate exam fee | First Attempt - Rs. 1,200 Subsequent each attempt - Rs. 1,200 |
Mode of examination | Online |
Minimum marks to qualify for the DRA certificate exam | 50 per cent |
After DRA certificate training and exam | Successful candidates will be awarded the IIBF DRA certificate |
IIBF DRA Exam 2026 (June): Important Dates
IIBF conducts the DRA exam in online mode every month, from April to September. Candidates are required to pass the examination in three attempts within the period of nine months from the date of completion of training.
DRA Exam Date for April-June 2026
The upcoming Certificate Examination for Debt Recovery Agents (DRA) for April-June 2026 cycle is on June 6, 2026.
| Subject Name | DRA Exam Registration Dates | IIBF DRA Exam Date |
|---|---|---|
DRA | March 2, 2026 to March 17, 2026 | April 4, 2026 |
April 1, 2026 to April 15, 2026 | May 2, 2026 | |
May 4, 2026 to May 19, 2026 | June 6, 2026 |
DRA Exam Pattern 2026
| Particulars | Details |
|---|---|
Number of Questions | 100 (MCQs) |
Full Marks | 100 |
DRA Exam Duration | 2 hours |
Marking Scheme | One mark for each correct answer No negative marking |
Languages | Examination will be conducted in English, Hindi and other vernacular languages - Marathi, Malayalam, Gujarati, Kannada, Oriya, Bengali, Tamil, Telugu, and Assamese |
IIBF DRA Exam Study Materials
Students can get the study material for DRA Certificate exam 2026 here:
| Medium | Direct Link |
|---|---|
Marathi | |
Tamil | |
English | |
Telugu | |
Bengali | |
Hindi | |
Gujarati | |
Oriya | |
Assamese | |
Kannada | |
Malyalayam |
IIBF DRA Exam Admit Card Release Date 2026
Candidates need to collect the admit card for examination from their respective DRA accredited training agencies, one week before the examination date. It is mandatory to carry a print out of IIBF DRA exam admit card along with membership identity card or valid identity card issued by government to the exam centre.
DRA Exam Result Release Date 2026
IIBF DRA certificate exam result is released in online mode on the official website. Candidates can download and check their DRA exam result using login credentials. The consolidated mark sheet for candidates completing examinations having more than one subject, will be available on the official website after the declaration of results. Candidates can download the same after entering login credentials using their membership number and edit profile password.
Eligible Criteria for IIBF DRA Certificate 2026
IIBF releases the eligibility criteria for the DRA certificate exam in online mode on the official website. Candidates must check the DRA certificate eligibility criteria before applying for the exam. Check the criteria below.
Academic Qualification: Applicants must have a minimum qualification of Class 10th or equivalent from a recognised board or above
Age Criteria: Candidate must have completed 18 years of age on the date of application for training
Exemption: Retired Bank Officers (age 60 years and above) with wide experience in Recovery may be exempted by concerned banks from the training/ certification for appointment by them at their discretion.
DRA Certificate Exam Training Duration
Candidates who are applying on the basis of Class 10th need to attend the training period of 100 hours.
Graduate-level candidates are required to complete the DRA certificate exam training of 50 hours.
How to Get an IIBF DRA Certificate?
To get the IIBF DRA certificate, candidates need to apply for the training and pass the examination conducted by IIBF. Check the steps to apply for the IIBF DRA certificate exam below.
Step 1: Join an accredited training Institute and undergo 100/ 50 hours of training as the case may be
Step 2: Obtain Training Completion Certificate from the training Institute
Step 3: Apply for Examination of the Institute
Step 4: Appear and pass the Examination
Step 5: Get a pass certificate from the Institute
What are the fees of DRA Training?
The IIBF DRA certificate exam fees and certification fees vary based on the category for each attempt. Candidates can pay the DRA certificate exam fees in online mode using Credit/ Debit card/ Netbanking, EFT, and CSC-SPV.
DRA Certificate Exam Fees
| Particulars | For Members/Non-Members |
|---|---|
First Attempt | Rs. 1,200 |
After each attempt | Rs. 1,200 |
* Plus Convenience charges and Taxes as applicable.
Note: For each subsequent attempt, candidates are required to register separately. Candidates who failed to pass the DRA examination in three attempts are required to enroll again for the same.
How to Download IIBF DRA Certificate?
Candidates who successfully qualify the DRA exam will be able to download their DRA certificate PDF. The DRA certificate download link will be available on the official website - iibf.org.in. Candidates can download the DRA certificate using the membership number or registration number and security code. The security code will be displayed on the screen.
Purpose of IIBF DRA Certificate
IIBF DRA certificate training equips candidates with knowledge of banking products, policies, and recovery procedures. With the focused training on developing interpersonal and communication skills, candidates will be able to work effortlessly as debt collectors.
Candidates will be trained on the different aspects, such as legal aspects, soft skills, and behavioural competencies, to enhance professionalism in debt recovery Debt Recovery Agents, Direct Sales Agents (DSAs), Direct Marketing Associates (DMAs), and others are involved in debt recovery.
