IIBF DRA Certificate PDF: Direct Link to Download Here

The Indian Institute of Banking and Finance (IIBF) provides the DRA certificate for those who want to work as debt recovery agents. Candidates who qualify IIBF DRA certificate exam can download their DRA certificate in online mode on the IIBF official website - iibf.org.in. The IIBF DRA certificate includes the agent's name, registration number, the date of issuance, and the validity period.
DRA Certificate Download - Direct Link

For those who want to work as a debt recovery agent, it is mandatory to appear for the IIBF DRA exam and obtain the DRA certificate, according to the guidelines by the Reserve Bank of India (RBI). To know all the details about the IIBF DRA certificate, such as steps to download, benefits, and more, check the full article below.

IIBF DRA Certificate: Overview

How to Download IIBF DRA Certificate?

• Visit the IIBF official website - iibf.org.in
• On the homepage, click on the tab ‘DRA’
• From the drop-down menu, select ‘Download E-certifiate’
• DRA certificate download page will be open on the screen
• Enter the membership number and security pin in the required space
• After submitting the details, IIBF DRA certificate will be displayed on the screen
• Download the DRA certificate for further use

Details Mentioned in IIBF DRA Certificate

• Agent Name
• Registration Number
• Date of Issuance of DRA certificate
• Validity of certificate
• Training Details (50 hours/100 hours)
• IIBF Accreditation
• IIBF Signature and Seal as the mark of verified DRA certificate

DRA Certificate: Points to Remember

• Candidates can download a copy of e-certificate only after the e-certificate is processed, digitally signed and emailed by the Institute.
• Candidates will not be able to download IIBF DRA certificate in case of any discrepancy found in processing (For example: photo, signature, or others.).
• After IIBF DRA certificate download, it is advised to preserve the e-certificate file.
• DRA certificate cannot be downloaded more than three times

What are the requirements for a DRA certificate?

To get the DRA certificate, candidates with the minimum qualification of class 10th or above need to attend the 100 hours of training programme whereas graduates have to attend 50 hours of training programme. After the completion of training, the candidates need to apply for the examination to be conducted by IIBF and qualified for the exam within the nine months of training. Trainees have to secure minimum marks of 50 out of 100 to get the DRA certificate.

Retired Bank Officers (age 60 years and above) with wide experience in Recovery may be exempted by the banks concerned from the training/ certification for appointment by them at their discretion.

Who can provide training for the DRA certificate?

IIBF has accredited the institutes who are authorised to provide training. Check the list of accredited institutes in the table below.

List of Accredited Institutes by IIBF

Benefits of DRA Certificate

A DRA certificate is valuable for individuals seeking careers in debt recovery within the banking and financial sector. Some of the benefits of IIBF DRA certificate are:

• Enhanced Credibility and Employability:
• Skill Development and Expertise:
• Career Opportunities:
• Contribution to Financial Institution Efficiency:
• Regulatory Compliance

Is a DRA Certificate Mandatory?

RBI has made it mandatory that all the recovery agents need to undergo the training of 50 hours or 100 hours based on their eligibility and qualify IIBF certificate exam to obtain DRA certificate by IIBF. The service providers who are engaged by Banks/ NBFCs are asked that they will be allowed to employ only such personnel who have undergone the mandatory training and obtained the certificate for the purpose of recovery from IIBF.