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    IIBF DRA Certificate PDF: Direct Link to Download Here

    IIBF DRA Certificate PDF: Direct Link to Download Here

    Ujjwal KirtiUpdated on 09 Jul 2025, 06:04 PM IST

    The Indian Institute of Banking and Finance (IIBF) provides the DRA certificate for those who want to work as debt recovery agents. Candidates who qualify IIBF DRA certificate exam can download their DRA certificate in online mode on the IIBF official website - iibf.org.in. The IIBF DRA certificate includes the agent's name, registration number, the date of issuance, and the validity period.
    DRA Certificate Download - Direct Link

    IIBF DRA Certificate PDF: Direct Link to Download Here
    IIBF DRA Certificate PDF: Direct Link to Download Here

    For those who want to work as a debt recovery agent, it is mandatory to appear for the IIBF DRA exam and obtain the DRA certificate, according to the guidelines by the Reserve Bank of India (RBI). To know all the details about the IIBF DRA certificate, such as steps to download, benefits, and more, check the full article below.

    IIBF DRA Certificate: Overview

    ParametersDetails

    What is a DRA certificate?

    Mandate certificate for debt recovery agents as per the guidelines of the RBI

    DRA Certificate Provider

    Indian Institute of Banking and Finance (IIBF)

    Number of Accredited Institutes for DRA Training

    29

    Minimum Qualifying Marks for DRA Certificate

    50 per cent in IIBF DRA Certificate Exam

    Time Limit to Pass the exam for IIBF DRA Certificate

    3 attempts within 9 months after the completion of training

    Official website

    iibf.org.in

    Credentials to Download DRA certificate

    IIBF Membership Number

    How to Download IIBF DRA Certificate?

    • Visit the IIBF official website - iibf.org.in
    • On the homepage, click on the tab ‘DRA’
    • From the drop-down menu, select ‘Download E-certifiate’
    • DRA certificate download page will be open on the screen
    • Enter the membership number and security pin in the required space
    • After submitting the details, IIBF DRA certificate will be displayed on the screen
    • Download the DRA certificate for further use

    Details Mentioned in IIBF DRA Certificate

    • Agent Name
    • Registration Number
    • Date of Issuance of DRA certificate
    • Validity of certificate
    • Training Details (50 hours/100 hours)
    • IIBF Accreditation
    • IIBF Signature and Seal as the mark of verified DRA certificate

    DRA Certificate: Points to Remember

    • Candidates can download a copy of e-certificate only after the e-certificate is processed, digitally signed and emailed by the Institute.
    • Candidates will not be able to download IIBF DRA certificate in case of any discrepancy found in processing (For example: photo, signature, or others.).
    • After IIBF DRA certificate download, it is advised to preserve the e-certificate file.
    • DRA certificate cannot be downloaded more than three times

    What are the requirements for a DRA certificate?

    To get the DRA certificate, candidates with the minimum qualification of class 10th or above need to attend the 100 hours of training programme whereas graduates have to attend 50 hours of training programme. After the completion of training, the candidates need to apply for the examination to be conducted by IIBF and qualified for the exam within the nine months of training. Trainees have to secure minimum marks of 50 out of 100 to get the DRA certificate.

    Retired Bank Officers (age 60 years and above) with wide experience in Recovery may be exempted by the banks concerned from the training/ certification for appointment by them at their discretion.

    Who can provide training for the DRA certificate?

    IIBF has accredited the institutes who are authorised to provide training. Check the list of accredited institutes in the table below.

    List of Accredited Institutes by IIBF

    Sr.No.Name of the InstituteLocations

    1.

    Bajaj Finance Limited

    Pune

    2.

    CSC Academy

    New Delhi

    3.

    VGM Excellence Centre

    Kolkata (West Bengal)

    4.

    VisionIndia Tech Services Limited

    Pune (Maharashtra)

    5.

    Banking Quest

    Gurugram (Haryana)

    6.

    Teachsmart Global Learning Solutions Private Limited

    Mumbai (Maharashtra)

    7.

    Abhiyan Academy

    Bilaspur (Chattisgarh)

    8.

    HDB Financial Services Limited

    Mumbai (Maharashtra)

    Ahmedabad (Gujarat)

    9.

    Sophia Study Circle

    Cuttack (Odisha)

    Bhubaneshwar (Odisha)

    Rajkot (Gujarat)

    10.

    National Institute for Rural Banking (NIRB)

    Bengaluru (Karnataka)

    11.

    Mitcon Consultancy & Engineering Services Ltd.

    Pune (Maharashtra)

    Nagpur (Maharashtra)

    12.

    Swabhiman Academy

    Mumbai (Maharashtra)

    13.

    Indian Institute of Bank Management

    Guwahati (Assam)

    14.

    Learning Centre of Insurance, Marketing & Financial Planning

    Kolkata (West Bengal)

    15.

    Ma Kalka Education Consultancy & Training Services Pvt. Ltd

    Bhopal (Madhya Pradesh)

    16.

    Navsoft Training & Development Services (P) Limited

    Jaipur (Rajasthan)

    17.

    Talent Sigma Professionals Pvt. Ltd.

    Bhubaneshwar (Odisha)

    18.

    AISECT Limited

    Bhopal (Madhya Pradesh)

    19.

    Erudite Assets Pvt Ltd

    Mumbai (Maharashtra)

    20.

    Institute of Banking Studies (IBS)

    Kayamkulam (Kerala)

    Calicut

    21.

    Trekone

    Coimbatore (Tamil Nadu)

    22.

    Sterling Concepts

    Visakhapatnam (Andhra Pradesh)

    23.

    Axiom Credit Solutions

    New Delhi

    24.

    Bitcom Services (P) Ltd

    New Delhi

    25.

    Crux Management Services (P) Ltd

    Hyderabad (Telangana)

    26.

    Dissiminare Consulting

    Kolkata (West Bengal)

    27.

    Learnet Skills Limited.

    New Delhi

    28.

    K P Education

    Panchkula (Haryana)

    29.

    Nexus Marketing

    Jalandhar (Punjab)

    Benefits of DRA Certificate

    A DRA certificate is valuable for individuals seeking careers in debt recovery within the banking and financial sector. Some of the benefits of IIBF DRA certificate are:

    • Enhanced Credibility and Employability:
    • Skill Development and Expertise:
    • Career Opportunities:
    • Contribution to Financial Institution Efficiency:
    • Regulatory Compliance

    Is a DRA Certificate Mandatory?

    RBI has made it mandatory that all the recovery agents need to undergo the training of 50 hours or 100 hours based on their eligibility and qualify IIBF certificate exam to obtain DRA certificate by IIBF. The service providers who are engaged by Banks/ NBFCs are asked that they will be allowed to employ only such personnel who have undergone the mandatory training and obtained the certificate for the purpose of recovery from IIBF.

    Frequently Asked Questions (FAQs)

    Q: How can I download my IIBF DRA certificate?
    A:

    Those who qualify exam can download the certificate through the DRA certificate download link available on official website - iibf.org.in

    Q: What is the benefit of a DRA certificate?
    A:

    DRA certificate enhances credibility, employability, and ensures adherence to ethical and legal recovery practices.

    Q: What is the minimum passing percentage for the DRA certificate exam?
    A:

    Trainees have to secure minimum marks of 50 percent, that is 50 marks out of 100 marks to qualify DRA certificate exam.

    Q: Who is eligible for the IIBF DRA certificate?
    A:

    Candidates who completed the training programme and qualified the IIBF DRA certificate exam are eligible for DRA certificate.

    Q: What is a DRA certificate?
    A:

    DRA certificate is the mandatory training certificate provided by the IIBF to the candidates who are working or willing to work as debt recovery agents under the guidelines of RBI.

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