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Career Options After 12th Commerce with Maths

Career Options After 12th Commerce with Maths

Edited By Team Careers360 | Updated on Mar 15, 2024 09:59 AM IST

Commerce is one of the most popular streams that students opt for in India. It is the study of commercial activities, such as selling and purchase of products and services, from a producer to a buyer. Subjects like Economics, Accountancy, and Business studies are usually a part of the Commerce curriculum in schools. Commerce with Maths can be an extremely satisfying stream for students who are good at dealing with numbers and have a bent toward understanding finances.

Career Options After 12th Commerce with Maths
Career Options After 12th Commerce with Maths

However, questions about what might be the courses after 12th commerce with maths scope. Those days are long gone when B.Com and M.Com were considered the best courses after 12th Commerce with Maths. Today, there is a huge commerce with maths scope. Let us take a look at career options after 12th commerce with maths.

Best career options after 12th Commerce with Maths

Career Options

Educational Requirement

Starting Salary (approximate)


  • Class 12 followed by ACET(Actuarial Common Entrance Test)

  • Set of 15 exams to be taken

  • Graduation can be pursued alongside

Rs 5-7 LPA

Chartered Accountant

  • Class 12 or equivalent, followed by CA Foundation Course,

  • Intermediate Course, Articleship, and CA Final

Rs 6-8 LPA

Company Secretary

  • Class 12 or equivalent followed by three stages in the CS Course – Foundation Program, Executive Program, and Professional Program

  • Candidates must have passed the CSEET (CS Executive Entrance Test) for registration to the CS Executive Programme.

Rs 4-5 LPA


  • Bachelors in Economics/ BBA/ B. com or any other relevant subject

  • Master’s in Economics/ MBA in Business Economics

Rs 5-7 LPA

Management professional

  • BBA/ B. Com/ BMS/ BBE/ BBS or graduation in any relevant stream

  • MBA/ PGDM in relevant specialization (HR/ Marketing/ Finance/ Advertising, etc)

Rs 6-7 LPA


Rs 7-8 LPA

Let's take a look at the Career options after 12th Commerce with Maths in detail below.


Becoming an Actuary is one of the newest and most promising career options in Commerce with Maths. Actuarial Science revolves around insurance, investment, taxation, and allied commercial sectors. An actuary is a professional who analyses the financial risk for companies, usually in the insurance sector.

The role of Actuary is to analyse and help the company to minimise risk and maximise profits. A student interested in becoming an Actuary must have an enormous interest in Maths. An actuary can work in areas such as Life insurance, Investments, health insurance, General insurance, Pension funds, Risk management, Consultants, Government, and others.

Educational Requirement:

  • Class 12 or equivalent with English as one of the subjects.

  • Entrance exam: Actuarial Common Entrance Test (ACET) conducted by the Institute of Actuaries of India (IAI), Mumbai. It is a 3 hours test with 70 MCQs.

  • After clearing ACET, one needs to clear a series of 15 papers before one is granted Fellowship in Actuary.

  • The 5 papers will be conducted in 4 stages. The stages are the Core Principle stage, Core Practise stage, Specialist Principles stage, and Specialist Advanced stage.

Salary: A fresher student can expect a starting salary of Rs 5-7 Lakhs per year, and gradually scale up the ladder.

Chartered Accountant (CA)

Chartered Accountancy is certainly one of the most popular commerce with maths career options. Chartered Accountants operate in areas of business and finance, such as auditing, taxation, financial management, and general management. He or she may work in a variety of private or government companies or even set up their own practice.

Educational Requirement:

  • Enroll for the CA Foundation course after passing the class 10th examination.
  • Appear in the CA Foundation examination after you appear in the Senior Secondary Examination (10+2).

  • After qualifying for class 12th and the foundation course, register for the Intermediate course level.

  • Appear in the Intermediate course exam.


  • Complete 4 weeks of ICITSS (Integrated course on Information Technology and Soft Skills) before the commencement of practical training.

  • Register for 3 years of Practical Training (PT).

  • Register for CA final Course after passing both groups of intermediate.

  • Successfully complete 4 weeks of advanced ICITSS in the last 2 years of PT.

  • Complete practical training. Qualify for exams and become a member of ICAI.

Salary: The starting salary of a CA fresher is around Rs 6-8 lakhs per annum, which may keep going up with experience.

Company Secretary (CS)

Company Secretary is a professional course provided by The Institute of Company Secretaries of India (ICSI). A Company Secretary's role is to efficiently manage a firm's administration. This includes ensuring that a company’s legal systems are in place. A Company secretary can find jobs in various corporates, while he or she also chooses to practice independently. CS is one of the evergreen career after 12th commerce with maths.

Educational Requirement:

  • Class 12 or equivalent.
  • A student will have to register with the ICSI and then undergo three stages to become a CS such as Foundation Programme, Executive Programme, and Professional Programme.

Please note the following:

  • The ICSI has replaced Foundation Programme with CSEET. Candidates must have passed the CSEET (CS Executive Entrance Test) for registration to the CS Executive Programme.

  • Candidates who have completed Class 12 examinations and hold a graduate or postgraduate degree are eligible for CSEET.

  • In order to apply for the CS Professional programme, candidates must have passed the CS Executive programme.

Salary: The average starting salary of a CS maybe somewhere between Rs 4-5 lakhs per annum.

Read more: Career options after 12th Science PCM


An Economist conducts economic research and analysis, as well as provides economic advice to governments, businesses, and individuals. He or she creates reports and graphs using various software like spreadsheets, statistical analysis, and database management to forecast market trends.

An Economist may work with various government and private banks, including those like RBI and World Bank after he or she gains a good amount of experience. For students interested in Maths and Finance, becoming an Economist can be one of the promising career options in commerce with maths.

Educational Requirement:

  • Graduation in Economics or Commerce, followed by a Master’s in Economics or MBA in Business Economics is required to become an Economist.

Salary: The average starting salary of an Economist maybe somewhere between Rs 5-7 lakhs per annum, and may gradually scale up.

Read more: Economics Universities in India

Management Professional

A management professional is someone whose principal responsibility in any organization is planning, organizing, controlling, and coordinating the firm's numerous activities. He or she must have good communication skills for this. Aspirants may choose a variety of specializations such as Marketing, Human Resources, Finance, International Business, Advertising, and much more.

Since management professionals are in high demand across the globe, this is one of the lucrative career options after commerce with maths.

Educational Requirement:

  • Entrance Exams such as DUET, CUCET, IPU, CET, SET, and JIPMAT, to qualify for some of the top universities in India.

  • Bachelor of Business Administration (BBA) or Bachelors of Management Studies (BMS) or Bachelors of Commerce (B.COM).

  • PG Diploma in Management or Masters of Business Administration (HR/ Marketing/Finance/ Advertising and others).

Salary: The average starting salary of a management professional is Rs 6-7 lakhs per annum, which can gradually increase.


Lawyers meticulously advise clients on their legal rights and recommend courses of action. This is indeed one of the most demanded commerce with maths career options. They provide legal advice and guidance, draft legal documents pertaining to divorces, wills, contracts, and real estate transactions, and prosecute or defend in court are some of the duties often associated with a lawyer.

Law offers a plethora of specializations for students to explore from International Law, Cyber Law, Litigation, Corporate Law, and Intellectual Law from top universities in India.

Read more: Career Options After Humanities

Educational Requirement:

Salary: The average starting salary for a Lawyer is Rs 7-8 lakhs per annum. It varies depending on the field of specialization and experience.

Read more: Top Law Colleges in India

After reading about these career options in Commerce with Maths, one can get a clear idea that nowadays, there is a vast scope in Commerce with Maths. The stream is no more limited to just a few career options. However, before choosing a career option for oneself, a student must evaluate his or her aptitude and interest in the said field.

It is also very important to develop awareness about the best career options after 12th Commerce with Maths. This way, a student is likely to choose the right career path for oneself.

Frequently Asked Question (FAQs)

1. What is the scope of commerce with maths?

The scope of commerce with maths is limitless. Apart from the traditional courses, you are eligible to apply to the top colleges/universities for courses like BBA/BMS, BFI, BBI etc.

2. What are the career options that I can take after choosing commerce with Maths?

The career opportunities are plenty for students who opt for commerce with maths. They are:

3. Is commerce with maths important for CA?

It is recommended and helpful to take commerce with maths at 11th and 12th standard if you want to do CA. Having a maths background helps a lot at all the levels in the CA course.  

4. What to do after 12th commerce with maths?

After 12th commerce with maths candidates need to write the entrance exam to opt for a bachelor's degree and then a post-bachelor degree.

5. What can we become after taking commerce with maths?

Candidates after taking commerce with maths are eligible to opt for bachelor's and post-bachelor's degrees and can opt for great careers such as actuary, chartered accountant, lawyer, CS, Economist, and others. 


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