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Quick Facts

Medium Of Instructions	Mode Of Learning	Mode Of Delivery
English	Self Study	Video and Text Based

Course Overview

This course on Management of Commercial Banking certification course by Swayam deals with the various issues and risks faced by commercial banks, such as broad functions, regulations, bank performance measures, valuation of the stock, asset-liability management, and so on. The prime focus is on managing commercial bank risks like credit risk, interest rate risk, and liquidity risk.

IIT Kharagpur, the institute offering this FDP, has created the Management of Commercial Banking certification syllabus to ensure that it covers all the essential topics. Candidates will discuss banking activities like management of deposits, investments, bank liquidity, lending activities, bank capital, and off-balance activities.

Candidates will also learn about the different non-interest income activities undertaken by banks, financial guarantees, and the mechanisms used for foreign exchange management. The Management of Commercial Banking training program is an online course available for a free audit, and it has no prerequisites. This is an elective-type course in Management Studies.

The Highlights

12 assignments
Proctored exam
12 weeks duration
Free audit
Course of completion
IIT Kharagpur offering
Management Studies course
Comprehensive curriculum
Experienced instructor

Programme Offerings

Elective-type course
Management Studies
12 weeks
Certificate
assessments
UG/PG level
AICTE approved
FDP
IIT Kharagpur course

Courses and Certificate Fees

Fees Informations	Certificate Availability	Certificate Providing Authority
INR 1000	yes	IIT Kharagpur

Swayam provides the Management of Commercial Banking program free of cost.
You need to pay the Management of Commercial Banking certification fee only if you wish to obtain the certificate.

Management of Commercial Banking fee structure

Course	Total Fee
Management of Commercial Banking	Free
Management of Commercial Banking certification	Rs. 1000

Eligibility Criteria

The Management of Commercial Banking by Swayam does not have any prerequisites, and all candidates interested in learning about the functioning of commercial banks can join the programme.

Candidates who wish to receive the Management of Commercial Banking certification by NPTEL, Swayam, and IIT Kharagpur must attain the minimum average score in the assignments and final exam.

What you will learn

Knowledge of banking

After completing the Management of Commercial Banking online course, candidates will be able to:

Define the various types of commercial banks and their functions
Identify various mechanisms used for earning by commercial banks
Become aware of the mechanisms for foreign exchange management
Perform an evaluation of banks’ balance sheets
Measure financial performance

Who it is for

The intended audience for this course on Management of Commercial Banking by Swayam consists of Economics, MBA and Commerce students.

Admission Details

To register for the Management of Commercial Banking classes by Swayam, click on this link: https://onlinecourses.nptel.ac.in/noc21_mg15/preview
There is an option to “Register” at the top right corner. Click on it.
If you already have an account, you can log in directly or use your Facebook/Microsoft/Google account to log in.
You can also create a new account by giving your necessary details like username, email ID, and password.
Once you've completed the registration process, you can start the course on the portal.

Application Details

Candidates do not need to fill an offline/online application form to take admission in the Management of Commercial Banking online course. All they have to do is sign up on Swayam by entering their username, email ID, and password.

The Syllabus

Module-I: Functions, Regulation, Financial Statements and Performance

Functions and Forms of Commercial Banking
Regulations of Commercial Banking
Banks’ Financial Statements

Module-I: Functions, Regulation, Financial Statements and Performance

Profitability Measures
Efficiency Measures
Stability Measures
Liquidity Measures
Loan Quality Measures

Module-II: Valuation of Securities and Commercial Bank Risk

Pricing of Bank Stocks
Pricing of Fixed Income Securities of Commercial Banks

Module-II: Valuation of Securities and Commercial Bank Risk

Risk management process
Risk types: Credit risk, Market risk, Operational risk, Liquidity risk, Solvency risk, Legal risk
Risk measures

Module-III: Asset-Liability Management (ALM): Management of Interest Rate Risk

Use of Futures, Options, Swaps, and Other Hedging Tools in ALM
Risk management using Asset-Backed Securities and Credit Derivatives

Module-IV: Management of Lending Activities of Commercial Banks

Lending Functions
Loan Policy

Module-IV: Management of Lending Activities of Commercial Banks

Loan Pricing
Credit Evaluation Process for Industrial and Retail Loans

Module-V: Managing Investment Portfolios and Liquidity of Commercial Banks

Investment Alternatives
Evaluation of Investment Risk
Investment Strategy

Module-V: Managing Investment Portfolios and Liquidity of Commercial Banks

Estimation of Liquidity Needs
Funds Management of Liquidity
Optimum Bank Liquidity

Module-VI: Management of Liabilities, Capital and Off-Balance Sheet Activities of Commercial Banks

Management of Deposits and other liabilities
Role of Bank Capital
Capital Adequacy
Capital Standards

Module-VI: Management of Liabilities, Capital and Off-Balance Sheet Activities of Commercial Banks

Financial Guarantee
Derivatives
Trade Finance
Foreign Exchange

Evaluation process

To get the certificate, candidates must obtain an average assignment score of >= 10/25 in the average of their best eight assignments out of 12. They also must ensure to get >= 30/75 marks in the final exam. The weightage of these marks is 25% and 75% respectively.

Further, the total score of the candidates must be >= 40/100, to receive the Management of Commercial Banking certification.

Instructors

IIT Kharagpur Frequently Asked Questions (FAQ's)

1: Will candidates get industry support after this course?

Yes, candidates can apply for jobs in the banking and finance sector after this course.

2: What is the curriculum level?

The curriculum for this program is of the UG/PG level.

3: What is the module breakup for this program?

The curriculum, which is well-researched and comprehensive, is divided into six modules. Each module is spread over two weeks and covers all the industry-relevant topics.

4: Can students from the science background join this Management of Commercial Banking online course?

This course has no prerequisites and is open to all those who wish to pursue a career in the banking and finance sector.

5: What are the enrollment charges?

There is no enrollment fee. The course is available for a free audit. You have to pay the fee only if you want to get the certificate.