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Credit Risk Management in Banking
Join edX’s Credit Risk Management in Banking course to learn how lenders manage credit risk, the financial tools they use, & how income is earned through credit
Intermediate
Online
6 Weeks
Free
Quick facts
particular | details | ||
---|---|---|---|
Medium of instructions
English
|
Mode of learning
Self study
|
Mode of Delivery
Video and Text Based
|
Learning efforts
3-5 Hours Per Week
|
Course overview
In the Credit Risk Management in Banking online course, you will learn the essentials of credit risk management used by banks. It is a great curriculum for bankers who want to become Credit underwriters or Credit analysts. It will equip you with the knowledge of credit risk management’s aspects and build your confidence. Since it is an intermediate-level course, prior knowledge of the credit risk management basics is sufficient to understand the syllabus.
Credit Risk Management in Banking certification syllabus will dive into significant domains regarding credit risk management. These include using financial management tools like cash flow analysis, ratio analysis, and fund flow analysis, selecting a borrower, and reading financial statements. It will also talk about the income earned through credit.
The Credit Risk Management in Banking programme will be taught by the State Bank of India’s expert faculty. It is a 6-week training programme and offers a verified certification. You can audit the training without any fee payment or choose additional benefits with the paid track.
The highlights
- Intermediate programme offered by SBI
- English subtitles for videos
- Certification course in Economics and Finance
- 6-week online training
- Free audit option
- Weekly study time required: 3-5 hours
- Self-paced with video lessons
- Unlimited course access (paid track)
- Graded assessments (paid track)
Program offerings
- Self-paced with video lessons
- 6-week online training
- Intermediate programme
- Free audit option
- Offered by sbi
- Certification course
- Weekly study time required: 3-5 hours
- ‘economics and science’ domain
Course and certificate fees
Type of course
Credit Risk Management in Banking program offers unlimited access and graded materials through its paid track, which costs Rs.12,286. If you only want to audit the course, there is no fee.
Fee structure
Course Name | Fee in INR |
(Audit track) | Free |
(Paid verified track) | Rs.12,286 |
certificate availability
certificate providing authority
certificate fees
Eligibility criteria
Before enrolling for the Credit Risk Management in Banking certification course, you should be familiar with the basic topics of credit risk management.
What you will learn
Completing the Credit Risk Management in Banking programme will give you in-depth knowledge about:
- The role credit risk management plays in lending decisions
- Obligor selection
- Cash flow, ratio analysis, and fund flow
- Application of credit risk management in strategic decisions
- Credit portfolio management
- Credit rating system
- Basel norms
- Mitigating credit risk by reading a balance sheet
Who it is for
The Credit Risk Management in Banking programme training is designed for bank branch manager who want to become credit underwriters or credit analysts.
Admission details
- You can begin your admission procedure for the Credit Risk Management in Banking certification program at the official course website.
- On the course page, understand the details and course requirements before clicking on ‘Enroll now’. Fill in the on-screen information to sign in/sign up.
- Next, select between two available options: a paid enrolment or a free enrolment. If you select the paid enrolment, you need to pay the required fees. Else, you are enrolled after selecting the free track.
Filling the form
You can sign up for the Credit Risk Management in Banking online course to enrol. There is no application form. For this, the edX website will need your country of residence, your name and a public username, your email ID and a password of your choice. The email will be verified before account creation. You can also use your Facebook, Google, or other accounts like Apple or Microsoft to sign in.
The syllabus
Introduction
Module 1: Principles of Risk Management
- Introduction to Credit Risk Management:
- Classification of Credit Risk – Credit Spreads
- Credit Risk assessment tools
- Types and mitigants of Concentration and Transaction Risk Management
- Micro & Macro Business environment
Module 2: Basel Accords and its implications; Credit Risk Loss Distribution
- Credit Risk Models Basel I/II/III/IV Guidelines
- Approaches of Credit Risk
- PD, LGD, EAD, CEL
- External Ratings
- Credit Scoring and Retail Credit Risk Management
- Credit Derivatives
Module 3: Credit process, credit selection
- Credit Analysts Skills/Role
- Credit risk in selection of borrower
- Character, Capacity, Collateral, Capital and Condition
- Counter Party Credit Risk.
Module 4: Application of Credit Risk Measurement: Reading financial Statement and Economics of Credit
- Basic Accounting Principles and Concepts
- Accounting Standards
- Financial Statement Analysis, Profit and Loss account / Balance Sheet
Module 5: Credit Risk management – Mitigation tools
- Financial Assessment Tools
- Trend Analysis
- Ratio Analysis
- Cash Flow Statement
- Fund Flow Statement
Module 6: Strategic credit decision making, management of Credit Portfolio and Credit Rating System
- Selection of Collateral
- Negotiation for Covenants
- Spread Risk, Portfolio Credit Risk, Structured Credit Risk
- Various Credit Risk Models,
- Risk Adjusted Return on Capital & Return on Risk Weighted Assets
- Capital Asset Pricing Model (CAPM), Weighted Average Cost of Capital
How it helps
If you aspire to become a Credit underwriter or a Credit analyst, edX’s Credit Risk Management in Banking certification is the right course for you. The certificate would add significant value to your resume or job profile, allowing recruiters to discover you more quickly. The curriculum also offers free enrolment and the opportunity to learn from experienced educators from SBI.
Instructors
Mr Rajiv Prasad Keshri
Assistant General Manager
State Bank of India
MBA
Dr Lalit Arora
Instructor
State Bank of India
Ph.D
Mr Neeraj Yadav
Chief Manager
State Bank of India
B.E /B.Tech
Mr Manish Yadav
Research Officer
State Bank of India
FAQs
No. You need to pay the requisite fee for the certificate.
No. Credit Risk Management in Banking only has a sign-up form.
No. Currently, only digital copies are available.
Yes. The Credit Risk Management in Banking certificate will carry SBI’s logo.
The course has six modules.
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