How many credit cards can a person handle and how it can be utilize wisely.please clarify?
Answer (1)
7th Aug, 2025
A person can handle 2 to 4 credit cards comfortably, depending on their income, spending habits, and financial discipline.
To use them wisely:
Pay bills in full and on time to avoid interest.
Use cards with rewards or cashback suited to your lifestyle.
Keep credit utilization under 30%.
Avoid unnecessary cards to reduce debt risk.
Monitor statements for fraud or overspending.
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