According to the last years, cut-off list for Jesus and Mary college the marks that were required for admission in psychology was 97.50% with 85% above in psychology and 98.5% without psychology. You can get admission in St. Xavier's as there merit cut-off for arts stream was 92.46% for last year. But I can't predict if they'll increase the cut-off this year. You can apply for Fergusson as well.