Dream big with these GOI Schemes for Women Founders

Women Entrepreneurship Platform (WEP)

Niti Aayog

Independent entity

Existing and aspiring women entrepreneurs are eligible to apply

An aggregator platform, helps women entrepreneurs access crucial content, workshops, financial assistance, entrepreneur skilling, mentorships, and marketing assistance.

Mudra Yojana for Women/ Mahila Udhyami Yojana

Ministry of Finance

Department of Financial Services

Women entrepreneurs heading and managing any manufacturing or production business are eligible to apply

Loans up to Rs 10 lakh are provided to women entrepreneurs, without any collateral, and with low interest with flexible repayment tenure.

Mahila Samriddhi Yojana

Ministry of Social Justice and Empowerment

National Scheduled Castes Finance and Development Corporation

Women from backward classes with a family income of less than Rs. 3 lakh per annum.

A microfinance scheme, with financial assistance to the cost of Rs. 1,40,000/- is provided.

Stand-Up India

Small Industries Development Bank of India (SIDBI)

Small Industries Development Bank of India (SIDBI)

- SC/ST and/or women entrepreneurs above 18 years.

- Loans are available only for first-time ventures in manufacturing, services, agri-allied, or trading sectors.

- Non-individual enterprises must have 51% ownership by SC/ST and/or women entrepreneurs.

- Borrowers must have no loan defaults.

Facilitate bank loans between Rs.10 lakh and Rs.1 Crore to at least one Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and at least one woman borrower per bank branch for setting up a greenfield enterprise.

Credit Guarantee Scheme for Micro and Small Enterprises

Ministry of Micro, Small and Medium Enterprises

- New and existing Micro and Small Enterprises engaged in manufacturing or service activity excluding Agriculture, and Self Help Groups (SHGs).

- Activities that come under the service sector as per MSMED Act, 2006 are eligible for coverage under the scheme.

Credit facility upto Rs 5 Lakhs at 1% interest rate is provided to women, micro enterprises and units covered in Northeast region.

Nai Roshni- Scheme for Leadership Development of Minority Women

Ministry of Minority Affairs

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Women belonging to minority communities/ rural areas

Empowers minority women by providing knowledge, tools and techniques for interacting with Government systems, banks and other institutions at all levels.

Bharatiya Mahila Bank Business Loan

Ministry of Finance

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- Minimum 2 years of work experience (in case of self-employed), minimum of 2 years of business continuity

- Minimum age of 21 years and maximum age for 60 years (loan completion age)

- Minimum take-home income of Rs. 25000/- per month

Helps women entrepreneurs access loans with the concession of 0.25% in interest rate.

Support to Training and Employment Programme for Women

Ministry of Women and Child Development

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- Women aged 16 years and above across the country

The scheme provides competencies and skills that enable women to become self-employed/entrepreneurs.

Women Scientists Scheme

Ministry of Science and Technology

Department of Science and Technology

- Encourages women in S&T with career breaks to re-enter the profession.

- Qualifications: Minimum PG (M.Sc./B.Tech./MBBS) or equivalent; M.Phil/M.Tech/M.Pharm/M.VSc; Ph.D. in Basic/Applied Sciences.

- Age: 27-57 years; 5-year relaxation for SC/ST/OBC/physically challenged with proof.

- Women Scientist Scheme -B (WOS-B): S&T interventions for societal benefit.

- Women Scientist Scheme-C (WOS-C): Internship in Intellectual Property Rights for self-employment.

- Research grant (under WOS-A & WOS-B) for up to 3 years covering fellowship, equipment, travel, and consumables.

Mahila Shakti Kendra

Ministry of Women and Child Development

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Rural women

A centrally sponsored scheme that empowers women through training and capacity building.