Dear Kalyani, the selection process for SBI Clerk involves 2 phases: Preliminary and Mains Examination and both of them are conducted online. You should qualify for each phase separately to go to the next phase. In the online Preliminary examination, the candidates are shortlisted by the SBI on the basis of the requirements for the Online Mains Examination. And in the online Mains Section, you need to qualify for each section and then the cut off too to qualify for final selection. The final result is declared on the basis of the merit list of the candidate's performance. So no concession for any sort of degree is allowed. It totally depends on how you did in the exam.