Question : Commercial banks lend to which of the following priority sectors?
Option 1: Heavy industries
Option 2: Agriculture and small-scale industries
Option 3: Foreign companies
Option 4: State government in an emergency
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Correct Answer: Agriculture and small-scale industries
Solution : The correct answer is agriculture and small-scale industries.
Agricultural and small-scale business loans are provided by commercial banks. These represent two of India's top priority sectors. Agriculture is the foundation of the Indian economy, while small-scale businesses add significantly to job opportunities and economic growth.
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Question : Which of the following sponsors Regional Rural Banks (RRBs)?
Option 1: RBI
Option 2: Foreign banks
Option 3: National commercial banks
Option 4: Co-operative banks
Question : SIDBI stands for :
Option 1: small industrial designed Bank of India
Option 2: Small industries development Bank of India
Option 3: Small innovations development banker's institute
Option 4: small industries development Banker institute
Question : Rate of interest is determined by
Option 1: The rate of return on the capital invested
Option 2: Central Government
Option 3: Liquidity preference
Option 4: Commercial Banks
Question : Which of the following is not a part of the institutional structure of rural banking?
Option 1: Moneylenders
Option 2: Regional rural banks
Option 3: Commercial banks
Option 4: Cooperative and land development banks
Question : The legislature gains a priority over the executive in
Option 1: A Presidential Government
Option 2: A Federal Government
Option 3: An Authoritarian Government
Option 4: A Parliamentary Government
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