JAIIB stands for The Junior Associate of Indian Institute of Bankers. Both JAIIB and CAIIB are the banking institute's most high-end exams. CAIIB is the highest degree for any banker, and to obtain CAIIB, one must first attain JAIIB.

The primary purpose of JAIIB is to provide deep knowledge about the banking sector and its functions. At the same time, CAIIB is a specialisation course with more understanding of details and enhancing the decision-making skills of bankers.