Hi ,

No , if you are a married woman only the husband's family income is calculated. Your father's family income will not be calculated along with your husband's family income. Whichever application form you fill , you only have to attach your husband's family income.

Hi,

You can apply and its only based on the income of your husband, no need to confuse .
once your marital status changes from Single to Married, your Maternal Income is not considered as your family annual income. If yours is a Joint Family and you live with your In-Laws, and their income also is included in the Family maintenance, then yes your In Laws Income and Assets will be considered as family income.

Hope this will help you !