Hi,

The applicant must first register, To register on the Vidya Lakshmi portal, students must first complete the sign-up process. Only students who have completed the "Sign up" / "Registration" process are eligible to apply for a Vidya Lakshmi educational loan. and connect to the Vidya Lakshmi portal before filling out the Common Education Loan Application Form (CELAF) with all of the required information. The applicant can then browse for Educational Loans and APPLY based on his or her needs, eligibility, and convenience after completing the form. Alternatively, after logging in, the applicant can search for Educational Loans and apply for the most appropriate Educational Loan by completing the CELAF.

Hope that helps you