Hello,

If we go through the eligibility criteria of both SBI PO as well as IBPS PO, they both allow candidates in their final year to apply for the exam, however they also prescribe a certain time period within which the candidates are requires to acquire the required qualifications, in case of SBI PO official notification that released in 2020 it states before 31st December of the appearing year, while for IBPS PO it was on or before 26th August as per the last year official notification, so it basically depends on the date of application form release, if your graduation gets completed within the prescribed time period then you can apply, otherwise you cannot as at later point of time you have to also undergo document verification.