Yes, you can apply. Even though you had a backlog, you cleared it in 2024, so your degree is now complete. You finished your BA in Communicative English in 2022 with a good CGPA, which is great. The backlog happened because of a technical issue, and you also had health problems, so that’s understandable. Most colleges and job places accept this if you explain it honestly. You can apply for higher studies or jobs now without a problem.