Hello Aspirant,

You can start preparation from now for the banking exam, As per the eligibility you should be Graduate to apply for the exam. You can apply for

SBI PO Exams: State Bank of India conducts this exam for the recruitment of Probationary officers (PO).
IBPS PO: IBPS PO CWE is a national level Bank PO exam conducted by the Institute of Bank Personnel Selection (IBPS) for hiring PO.
IBPS Clerk Exams : This clerical entrance exam is conducted for recruitment of clerks in public and private sector banks.

In case you have other query then let us know.

Good Luck!

Hello,

Not at all, in fact many of the banking exam requires candidates to have attained 21  years age, and you just need to be a graduate from a recognized university and there's no minimum aggregate required in this case, you can also apply in the final year of graduation but your selection will be provisional until you show the documents as the proof of qualifying examination. Some of the top banking exams are SBI and IBPS for their PO/Clerk post, this recruitment takes place on an annual basis, similarly there are insurance exams for Assistant and Officer posts by LIC, GIC, NIACL etc , there's NABARD Grade B Officer Exam, RBI Assistant Exam and finally the topmost exam in banking sector is considered as RBI Grade B Officer for which it's mandatory to have 60% in 10th, 12th and graduation unlike others aforementioned exams.

hi ayush,

20 is not at all late for Banking exams. People generally start preparing for BANK exams from last year of their Bachelor's programme. Also in most of the Bank exams minimum age limit is 21. So, according to me you are not late at all.

I hope this answer will help.
All the best for the future and BANK exams!!