Hello Surendra,

Sometimes what happens is that due to lack of internet speed or delay in the transaction, the transaction is either timed out or declined.

Its one of the major reasons for this kind of situation.

and don't worry about the money, it will be reversed back to your account in a few days depending upon the account.

What you can do now is try to make the payment again and this time keep all the things ready and make the payment within 4 to 5 minutes.