If you quit your job or leave a firm and start working somewhere else, your EPF account will no longer receive monthly payments. This does not, however, indicate that the account will be terminated. When you join another firm with the same UAN, your new employer will open a new EPF account for you. You can then request that EPFO integrate the old and new EPF accounts.

If you do not get a new employment, you will have an extra three-year grace period from your final payment to withdraw your whole EPF amount. Your EPF account will be considered inactive if you do not comply. You might have to go through some complicated steps to acquire access to this money.