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Congrats on getting good marks in 12th. So, as you told you gave JEE this year but your rank is not so good for admission in IIT or NIT and you want to become an IAS officer. According to me, you should take admission in graduation in whichever field you want either it is engineering or b.sc from any good university like DU and other many options are available instead of dropping one year. Civil services wants only degree as eligibility. It's not necessary that degree should be from IIT or NIt. So take admission and start preparing for civil services.
Good luck for your future and best wishes
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