Question : Which initiative was launched to improve financial inclusion in rural areas?
Option 1: Make in India
Option 2: Swachh Bharat Abhiyan
Option 3: Pradhan Mantri Jan Dhan Yojana (PMJDY)
Option 4: Pradhan Mantri Ujjwala Yojana (PMUY)
Correct Answer: Pradhan Mantri Jan Dhan Yojana (PMJDY)
Solution : The correct answer is ( c) Pradhan Mantri Jan Dhan Yojana (PMJDY)
Pradhan Mantri Jan Dhan Yojana (PMJDY) is a flagship financial inclusion program launched by the Government of India. It aims to provide universal access to banking services, promote financial literacy, and ensure access to various financial products and services for all individuals, especially those in rural and remote areas.
Under the PMJDY, individuals are encouraged to open a basic savings bank account with minimal documentation requirements. The program also provides access to other financial services such as insurance, pension schemes, and credit facilities. It focuses on bringing the unbanked population into the formal financial system and empowering them with financial tools and services.
The Pradhan Mantri Jan Dhan Yojana has played a significant role in increasing the number of bank accounts in rural areas, promoting direct benefit transfers, and fostering financial inclusion. It has helped in providing access to banking services, promoting saving habits, and facilitating financial transactions for the rural population.
Question : Which program aims to provide financial inclusion to all households in rural areas?
Option 1: Pradhan Mantri Ujjwala Yojana (PMUY)
Option 2: Pradhan Mantri Jan Dhan Yojana (PMJDY)
Option 3: Atal Pension Yojana (APY)
Option 4: Pradhan Mantri Fasal Bima Yojana (PMFBY)
Question : Which program aims to provide housing for all in rural areas?
Option 1: Pradhan Mantri Awas Yojana (PMAY)
Option 2: Pradhan Mantri Ujjwala Yojana (PMUY)
Option 4: Swachh Bharat Abhiyan
Question : The Indira Awaas Yojana (IAY) was merged with which program to form the Pradhan Mantri Awas Yojana (PMAY)?
Option 1: Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA)
Option 3: Swachh Bharat Abhiyan
Option 4: National Rural Health Mission (NRHM)
Question : Which scheme aims to provide financial assistance to pregnant and lactating women in rural areas?
Option 1: Pradhan Mantri Suraksha Bima Yojana (PMSBY)
Option 2: Pradhan Mantri Matru Vandana Yojana (PMMVY)
Option 4: Pradhan Mantri Jan Dhan Yojana (PMJDY)
Question : Which scheme was launched by the Government of India to provide employment opportunities in rural areas?
Option 3: Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA)
Option 4: Pradhan Mantri Jan Dhan Yojana
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