Question : Which program aims to provide financial inclusion to all households in rural areas?
Option 1: Pradhan Mantri Ujjwala Yojana (PMUY)
Option 2: Pradhan Mantri Jan Dhan Yojana (PMJDY)
Option 3: Atal Pension Yojana (APY)
Option 4: Pradhan Mantri Fasal Bima Yojana (PMFBY)
Correct Answer: Pradhan Mantri Jan Dhan Yojana (PMJDY)
Solution : The correct answer is (b) Pradhan Mantri Jan Dhan Yojana (PMJDY).
Pradhan Mantri Jan Dhan Yojana (PMJDY) is a financial inclusion program launched by the Government of India in 2014. The program aims to ensure access to financial services, such as banking facilities, insurance, and pensions, for all households, particularly in rural and underprivileged areas.
Under PMJDY, individuals are encouraged to open bank accounts with minimal documentation requirements, zero balance requirements, and access to various financial products and services. The program aims to provide every household with access to banking facilities and promote a culture of savings, financial literacy, and access to credit.
PMJDY also provides additional benefits such as life insurance coverage, overdraft facilities, and a RuPay debit card to account holders. It focuses on expanding banking infrastructure and outreach to rural areas, thus promoting financial inclusion and empowering individuals with formal banking services.
Question : Which program aims to provide pension to rural and unorganized sector workers?
Option 1: Pradhan Mantri Fasal Bima Yojana (PMFBY)
Option 2: Pradhan Mantri Suraksha Bima Yojana (PMSBY)
Option 4: Pradhan Mantri Ujjwala Yojana (PMUY)
Question : Which scheme aims to provide financial assistance to pregnant and lactating women in rural areas?
Option 1: Pradhan Mantri Suraksha Bima Yojana (PMSBY)
Option 2: Pradhan Mantri Matru Vandana Yojana (PMMVY)
Option 4: Pradhan Mantri Jan Dhan Yojana (PMJDY)
Question : Which program aims to provide housing for all in rural areas?
Option 1: Pradhan Mantri Awas Yojana (PMAY)
Option 2: Pradhan Mantri Ujjwala Yojana (PMUY)
Option 4: Swachh Bharat Abhiyan
Question : Which initiative was launched to improve financial inclusion in rural areas?
Option 1: Make in India
Option 2: Swachh Bharat Abhiyan
Option 3: Pradhan Mantri Jan Dhan Yojana (PMJDY)
Question : Which scheme aims to provide electricity to every village in India?
Option 1: Pradhan Mantri Ujjwala Yojana
Option 2: Pradhan Mantri Jan Dhan Yojana
Option 3: Deen Dayal Upadhyaya Gram Jyoti Yojana
Option 4: Rashtriya Swasthya Bima Yojana
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