Correct Answer: Services

Solution : The correct answer is (c) - Services.

The services sector encompasses a wide range of activities, including education, healthcare, finance, transportation, communication, and professional services. These sectors directly contribute to the development and enhancement of human capital in various ways:

1. Education: The education sector itself falls under services and plays a critical role in human capital formation by providing formal education and training programs to individuals.

2. Healthcare: The healthcare sector contributes to human capital formation by improving the health and well-being of individuals, ensuring they are physically and mentally capable of participating in economic activities.

3. Professional Services: Professional services such as legal, accounting, consulting, and technology services contribute to human capital formation by providing specialized knowledge and skills, enhancing productivity, and supporting innovation and growth in other sectors.

4. Information and Communication Technology (ICT): The ICT sector plays a vital role in human capital formation by providing access to information, digital skills development, and technological advancements that are crucial for economic activities and productivity enhancement.