Hey, yes commerce and arts students take a drop after 12 , it depends upon you aims or target for which you have to work hard, you can prepare your self for the different exams that are conducted after 12 example forest guards, police constable, clerical grade and other government jobs that arise time to time but I suggest you to first complete your graduation degree then go for competition as it will helps for different opportunities for job. You can do B.A or B. Com from reputed colleges or you can go for BBA , you can also enrol your self in LLB, you can do C.A course or C. S course from reputed college helps you to find jobs easily, you can go for civil services exam after graduation, you can go for teaching field after BA. B. Ed or B. Com. B.Ed.