Hello Roman, under the National Education Policy (NEP) rules, most universities now have stricter guidelines about transferring into the second year, especially after a gap year. Many require you to start fresh unless you are transferring within the same university or under a credit transfer agreement between institutions. If IBSAR Navi Mumbai is offering you direct second-year admission in B.Com after your BBA first year, please verify if the college is affiliated with a recognized university and whether the university permits such lateral entry with your background. You can ask them for written confirmation from the affiliating university to avoid future issues with degree validity. If they cannot provide official proof, it’s better to be cautious.

Thank you,