Hello aspirant

You can appear for neet again. If you get better score next time then only you will be eligible for Ayush or mbbs course.

Also your fees will not be refunded which you had paid for bams course. Neet Cut off also may increase ir decrease , we can't estimate the things .

Prior to taking any step , just think properly. Repeating neet exam is not easy. I am not trying to discourage you but if you are ready to face everything  then you may ahead.

All the best.