Hi,
I would advise to use your bank account. The reason is if there is any refund, concession, it will be done directly to the account and that is the purpose behind the account details. If you dont have one, you can use the one held by your parents, ask them to add you as a joint account holder in theirs or open a new one but it is not advisable to find someone and use their account to apply.
You need to pay through online mode. This doesn't necessarily need you to have a bank account. You can ask anyone kind-hearted who is having a bank account to pay and handover the hard cash to that person.
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