Hii!
As per the age Eligibility criteria, the Candidate applying for IBPS PO exam should be between the age of 20- 30 years of age as on 1 August, 2020. So, Yes. You are not eligible for the exam. However, if you belong to reserved category, you have relaxation of upto 5 years. For more information, refer the official website of the respective exam.
Hope this helps.
Good luck!

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