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Question : Which among the following banks launched the "Gram Seva Program" across six states in India in October 2022?

Option 1: Industrial Credit and Investment Corporation of India

Option 2: Reserve Bank of India

Option 3: State Bank of India

Option 4: Housing Development Finance Corporation

Team Careers360 24th Jan, 2024

Correct Answer: State Bank of India


Solution : The correct option is the State Bank of India.

The State Bank of India (SBI) launched the "Gram Seva Program" on Gandhi Jayanti 2022, targeting comprehensive village development in education, healthcare, livelihoods, and infrastructure.

16 Views

Question : Which of the following is not a function of the National Housing Bank?

 

Option 1: Regulating the housing finance sector
 

 

Option 2: Providing credit to the housing sector
 

Option 3: Developing housing infrastructure

 

Option 4: Regulating the stock market

Team Careers360 14th Jan, 2024

Correct Answer: Regulating the stock market


Solution : The correct answer is (d). Regulating the stock market.

The National Housing Bank (NHB) is an apex financial institution in India that primarily focuses on promoting and regulating the housing finance sector. The NHB does not have a role in regulating the stock market. Stock market regulation is primarily overseen by the Securities and Exchange Board of India (SEBI), which is the statutory regulatory body for the securities and capital markets in the country

 

 

12 Views

Question : What was the primary challenge in resettling refugees after the partition of India?  
 

Option 1: Language barriers  
 

Option 2: Lack of employment opportunities  
 

Option 3: Religious conflicts  

 

Option 4: Housing shortages  

Team Careers360 16th Jan, 2024

Correct Answer: Housing shortages  


Solution : The primary challenge in resettling refugees after the partition of India was housing shortages, as millions of people were displaced and needed accommodation.

17 Views

Question : What are the three aspects or dimensions of rural development?

Option 1: housing, urban planning, economic

Option 2: agricultural, animal husbandry, horticulture

Option 3: drainage, roads, and airways

Option 4: social, economic, and political
 

Team Careers360 22nd Jan, 2024

Correct Answer: social, economic, and political
 


Solution : The three dimensions of rural development are as follows:
A: Social
B: Economical
C: Political
Hence option d is the correct answer

20 Views

Question : Comprehension:
An endangered species is a type of organism that is threatened by extinction. Species become endangered for two main reasons: loss of habitat and loss of genetic variation. A loss of habitat can happen naturally. Dinosaurs, for instance, lost their habitat about 65 million years ago. The hot, dry climate of the Cretaceous period changed very quickly, most likely because of an asteroid striking the Earth. The impact of the asteroid forced debris into the atmosphere, reducing the amount of heat and light that reached Earth's surface. The dinosaurs were unable to adapt to this new, cooler habitat. Dinosaurs became endangered, then extinct. Human activity can also contribute to a loss of habitat. Development for housing, industry, and agriculture reduces the habitat of native organisms. This can happen in several different ways.

Development can directly eliminate habitat and native species. In the Amazon rainforest of South America, developers have cleared hundreds of thousands of acres. To "clear" a piece of land is to remove all trees and vegetation from it. The Amazon rainforest is cleared for cattle ranches, logging, and urban use. Development can also endanger species indirectly. Some species, such as fig trees in the rainforest, may provide habitat for other species. As trees are destroyed, species that depend on that tree habitat may also become endangered. Tree crowns provide habitat in the canopy, or top layer, of a rainforest. Plants such as vines, fungi such as mushrooms, and insects such as butterflies live in the rainforest canopy. So do hundreds of species of tropical birds and mammals, such as monkeys. As trees are cut down, this habitat is lost. Species have less room to live and reproduce.

Based on the passage above, choose the correct option for the following question.

Question

Which of the following do not live in the canopy of the Amazon rain forests?

Option 1: Monkey

Option 2: Crocodiles

Option 3: Vines

Option 4: Butterflies

Team Careers360 24th Jan, 2024

Correct Answer: Crocodiles


Solution : The correct choice is the second option (refer to the second paragraph).

Crocodiles are not typically found in the canopy of the Amazon rainforest; they are more associated with aquatic habitats. The other options—monkeys, vines, and butterflies—are mentioned in the passage as species that live in the canopy of the rainforest.

Therefore, the right answer is, crocodiles.

17 Views

Question : Meri Policy Mere Hath scheme was launched by________Ministry of India in 2022.

Option 1: Human Resource Development

Option 2: Social Justice and Empowerment

Option 3: Housing and Urban Affairs

Option 4: Agriculture and Farmer's Welfare

Team Careers360 20th Jan, 2024

Correct Answer: Agriculture and Farmer's Welfare


Solution : The correct option is Agriculture and Farmer's Welfare.

The Ministry of Agriculture and Farmers Welfare has initiated the "Meri Policy Mere Hath" campaign, a doorstep distribution drive to deliver crop insurance policies to farmers under the Pradhan Mantri Fasal Bima Yojana (PMFBY). This campaign is designed to guarantee that every farmer is well-informed about crucial details regarding their policies, including information on land records, the claims process and grievance redressal procedures under PMFBY.

34 Views

Question : Which of the following is not a type of financial market?

Option 1: Stock market
  

Option 2: Commodity market
 

Option 3: Housing market

 

Option 4: Labor market

Team Careers360 10th Jan, 2024

Correct Answer: Labor market


Solution : The correct answer is (d) Labor market.

The labor market is not considered a type of financial market. The labor market refers to the supply and demand for labor, where individuals seek employment opportunities and businesses seek to hire workers. It is primarily concerned with the exchange of human capital (skills, labor, and expertise) rather than financial assets.

 

12 Views

Question : Which of the following poverty alleviation programs focuses on the provision of affordable housing to the urban poor?

Option 1: Pradhan Mantri Awas Yojana (PMAY)

Option 2: Swachh Bharat Abhiyan

Option 3: National Rural Health Mission (NRHM)

Option 4: Integrated Child Development Services (ICDS)

Team Careers360 24th Jan, 2024

Correct Answer: Pradhan Mantri Awas Yojana (PMAY)


Solution : The correct answer is (a) Pradhan Mantri Awas Yojana (PMAY).

The Pradhan Mantri Awas Yojana (PMAY), also known as the "Housing for All" scheme, is a poverty alleviation program in India that focuses on providing affordable housing to the urban poor. The aim of PMAY is to ensure that every eligible urban household has access to a pucca house with basic amenities by the year 2022 .

PMAY provides financial assistance and subsidies to eligible beneficiaries to construct, purchase, or renovate houses. The program has two components: Pradhan Mantri Awas Yojana (Urban) and Pradhan Mantri Awas Yojana (Gramin). The urban component focuses on affordable housing for the urban poor, including economically weaker sections (EWS) and low-income groups (LIG), while the rural component focuses on providing houses to eligible beneficiaries in rural areas.

5 Views

Question : Statement 1: Urbanization rates in India, Pakistan, and China have been steadily declining.

Statement 2: Rapid urbanization has resulted in various challenges such as housing shortages and environmental pollution.

Option 1: Both statements are true.

Option 2: Both statements are false.

Option 3: Statement 1 is true, Statement 2 is false.

Option 4: Statement 2 is true, Statement 1 is false.

Team Careers360 14th Jan, 2024

Correct Answer: Both statements are false.


Solution : The correct answer is (b). Both statements are false.

Statement 1 is false. Urbanization rates in India, Pakistan, and China have been steadily increasing in recent years. In fact, the World Bank estimates that by 2030, more than half of the population in these three countries will live in urban areas.

Statement 2 is also false. While rapid urbanization can lead to challenges such as housing shortages and environmental pollution, these challenges can be managed through careful planning and investment.

In fact, urbanization can also bring many benefits, such as increased economic growth, improved access to education and healthcare, and a more diverse and vibrant society.

18 Views

Question : Comprehension:
An endangered species is a type of organism that is threatened by extinction. Species become endangered for two main reasons: loss of habitat and loss of genetic variation. A loss of habitat can happen naturally. Dinosaurs, for instance, lost their habitat about 65 million years ago. The hot, dry climate of the Cretaceous period changed very quickly, most likely because of an asteroid striking the Earth. The impact of the asteroid forced debris into the atmosphere, reducing the amount of heat and light that reached Earth's surface. The dinosaurs were unable to adapt to this new, cooler habitat. Dinosaurs became endangered, then extinct. Human activity can also contribute to a loss of habitat. Development for housing, industry, and agriculture reduces the habitat of native organisms. This can happen in several different ways.

Development can directly eliminate habitat and native species. In the Amazon rainforest of South America, developers have cleared hundreds of thousands of acres. To "clear" a piece of land is to remove all trees and vegetation from it. The Amazon rainforest is cleared for cattle ranches, logging, and urban use. Development can also endanger species indirectly. Some species, such as fig trees in the rainforest, may provide habitat for other species. As trees are destroyed, species that depend on that tree habitat may also become endangered. Tree crowns provide habitat in the canopy, or top layer, of a rainforest. Plants such as vines, fungi such as mushrooms, and insects such as butterflies live in the rainforest canopy. So do hundreds of species of tropical birds and mammals, such as monkeys. As trees are cut down, this habitat is lost. Species have less room to live and reproduce.

Based on the passage above, choose the correct option for the following question.

Question

According to the passage, which of the following are the two main reasons for species becoming endangered species?

Option 1: Loss of sunlight and Loss of water

Option 2: Loss of roads and loss of hunting grounds

Option 3: Loss of habitat and Loss of genetic variation

Option 4: Acid rain and floods

Team Careers360 17th Jan, 2024

Correct Answer: Loss of habitat and Loss of genetic variation


Solution : The right choice is the third option (refer to the first paragraph).

The passage explains that species become endangered primarily due to two factors:

  • Loss of Habitat: This refers to the reduction or destruction of the natural environment where a species lives. For example, the passage mentions how the dinosaurs lost their habitat due to climate change following an asteroid impact.
  • Loss of Genetic Variation: Genetic diversity is crucial for a species to adapt to changing environments and to resist diseases. When there's a reduction in genetic variation, a species becomes more vulnerable to environmental changes.

Therefore, the two main reasons for species becoming endangered are loss of habitat and loss of genetic variation.

 

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