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The eligibility criteria for UGC NET is passed master's degree in the relevant discipline from a recognized university securing 55% aggregate, there is relaxation of 5% for reserved categories, candidates in the final year of graduation are too eligible to apply, if you're pursuing graduation in MSW then you can appear for social work paper, if you wish to appear for philosophy then it's important to have master's degree in the same subject with the required aggregate against your respective category.