Yes, you can enrol in a bachelor's program even if you have academic arrears; however, this will depend on the admissions requirements of the particular college or university. If you pay off all of your debts before the start of the academic year or within a certain amount of time, certain universities may grant you provisional admission.

It's important to contact the admissions department of the college or university you're interested in to learn their rules regarding arrears and the process for temporary admissions.