Hi Khadija,

The dream of IIM is not only for the rich. If you have the zeal to make it into the top management institutes, you can easily get through. 

Take the CAT exam, get a good percentile and clear the GD-PI rounds of the IIMs. Furtehr to this you willget innumberable offers from banks who are ready to give education loans at zero EMI, zero interest till end of education and no collateral. All you need is an admission and you can get the loan. These banks include SBI, CBI, PNB etc.

All the best. Crack CAT and you are good to go. Don't worry