Hi Diksha!!Congratulations on your score and I would like to inform you that it's better to drop a year and get good rank as with your rank you can only get into private colleges or management quota seats whose fees will be lot higher so if you don't want that then go for next year,all the best.

Hope that helped.Thank you

Hello

Yes indeed your marks are low enough that they won't secure you a seat in government medical colleges. Every state tends to have cutoffs over at least 450 marks.

If you believe in yourself that you will forsure clear out NEET in flying colours next year, then you can obviously take a drop. But if you think, it won't go your way, then better go for private colleges rather than wasting an year.

Decisions over your career are completely your own choice. 

Good luck