Hey dear, if you see the last year's cutoff which went very high that even students getting 500 marks were unable to get govt. Mbbs colleges, so with 395 marks you won't get an mbbs seat for sure in a govt. College, although you can try for bams and bhms courses, you will have chance in it. And as far as private colleges are concerned you can easily get admission there but with high fees. You can also predict your college through this link:

https://medicine.careers360.com/neet-college-predictor?icn=QnA&ici=qna_answer