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Question : The Rashtriya Swasthya Bima Yojana (RSBY) is a government initiative aimed at providing:

Option 1: Employment to rural households

Option 2: Health insurance to below-poverty-line families

Option 3: Financial assistance to unemployed youth

Option 4: Skill development training to rural youth


Team Careers360 13th Jan, 2024
Answer (1)
Team Careers360 16th Jan, 2024

Correct Answer: Health insurance to below-poverty-line families


Solution : The correct answer is (b) Health insurance to below-poverty-line families

The Rashtriya Swasthya Bima Yojana (RSBY) is a government initiative in India aimed at providing health insurance coverage to below-poverty-line (BPL) families. It is a social health insurance scheme that seeks to protect economically vulnerable families from high medical expenses and provide them access to quality healthcare services.

Under the RSBY, eligible BPL families receive a biometric-enabled smart card that entitles them to cashless hospitalization coverage for various medical treatments and procedures. The scheme covers hospitalization expenses, including pre-existing conditions, and provides coverage for certain specified diseases.

The RSBY aims to address the financial burden of healthcare expenses and improve access to healthcare services for economically disadvantaged sections of society. It helps protect BPL families from catastrophic health expenditures and ensures they receive necessary medical care without facing financial hardships.

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