Question : The Rashtriya Swasthya Bima Yojana (RSBY) provides:
Option 1: Unemployment benefits to all unemployed individuals.
Option 2: Health insurance coverage for workers in the unorganized sector.
Option 3: Financial assistance to start-ups and entrepreneurs.
Option 4: Skill development training to rural youth.
Correct Answer: Health insurance coverage for workers in the unorganized sector.
Solution : The correct answer is (b) Health insurance coverage for workers in the unorganized sector.
The Rashtriya Swasthya Bima Yojana (RSBY) is a government initiative in India that provides health insurance coverage to workers in the unorganized sector and their families. It aims to provide financial protection against healthcare expenses and improve access to quality healthcare for individuals in the unorganized sector who often do not have access to formal social security benefits. The scheme covers hospitalization expenses and offers cashless health services to eligible beneficiaries. The RSBY is implemented by the Ministry of Health and Family Welfare in collaboration with state governments and insurance providers.