Question : The "Rashtriya Swasthya Bima Yojana (RSBY)" provides health insurance coverage to:
Option 1: All urban households
Option 2: All rural households
Option 3: All BPL (Below Poverty Line) households
Option 4: All APL (Above Poverty Line) households
Correct Answer: All BPL (Below Poverty Line) households
Solution : The correct answer is (c) All BPL (Below Poverty Line) households.
The Rashtriya Swasthya Bima Yojana (RSBY) is a government-funded health insurance scheme in India. It was launched to provide health insurance coverage to below poverty line (BPL) households, aiming to protect them from financial hardships arising from medical expenses.
Under the RSBY, eligible BPL households are provided with a biometric-enabled smart card, which serves as an insurance card. This card can be used to avail cashless health insurance benefits at empanelled hospitals and healthcare providers. The scheme covers expenses related to hospitalization, surgeries, and other medical treatments.