Hello there,

Filing a case against PhonePe or any other digital payment service requires following a legal process. Here’s a step-by-step guide:

1) Attempt Resolution through Customer Support:

Before taking legal action, try to resolve the issue through PhonePe's customer support. Document all communications, including chat logs, emails, and call records.

2) Send a Legal Notice:

If the issue is not resolved, send a legal notice to PhonePe detailing your complaint and what resolution you seek. You can draft this notice yourself or hire a lawyer to do it.

3) Approach a Consumer Court:

• Jurisdiction : File the complaint in the consumer court that has jurisdiction over your area.
  
  
• Documents Needed :
  
  a) Copy of the legal notice sent to PhonePe.
  b) Proof of payment, transaction history, and communication with PhonePe.
  c) Any other relevant documents related to your case.
  
  
• Filing Fee : Pay the necessary court fee. It varies based on the claim amount.
  
  
• Process :
  
  a) Submit the complaint with the necessary documents.
  b) The court will send a notice to PhonePe to appear and respond.
  c) Attend the hearings as scheduled by the court.
  
  4) Alternative Dispute Resolution (ADR):
  
  You can also consider mediation or arbitration if you wish to settle the dispute outside the court. This is faster and less formal.
  
  5) File a Police Complaint (If Applicable):
  
  If you believe fraud or any criminal activity is involved, you can file an FIR with your local police station.
  
  6) Consult a Lawyer:
  
  For more complex cases, especially if large sums are involved, it’s advisable to consult with a lawyer who specializes in consumer rights or cyber law.
  
  Summary:

Start by attempting resolution through customer support, then proceed to send a legal notice, and if needed, file a case in consumer court with all the required documents. Consult a lawyer if you need personalized legal advice.

I hope this answer helps you. If you have more queries then feel free to share your questions with us we will be happy to assist you.

Thank you and wishing you all the best for your bright future.