This year even IP Quota seats are being filled through All India Counselling. You haven't mentioned your Category, All India Rank and your NEET score to help you with your options. But in generic terms, you can resign from the seat and appear for Round 2 Counselling. But you might have to resign within 2-7 days. Please check the time frame once. Regarding the refund, MCC will release the list of the Candidates eligible for refund and after all the rounds of Counselling are over, the refund will be initiated to the same account the payment was made from. And the College will return the documents when you resign from the seat.  For a complete list of colleges that you may have a shot at, please use our College predictor: https://medicine.careers360.com/neet-college-predictor?icn=QnA&ici=qna_answer