Hi aspirent
Yes, if you have made your mind to change your stream from commerce to philosophy you can go for that.
After your graduation in commerce you can go for M.A. (philosophy) after your b com. Eligibility for enrolling in M.A. (y) in most of the top universities is pass with 50% aggregate marks in Bachelor's Degree. (It may vary with the University you choose)
Thanks

Hii Aprajita, 

This is Shalini. 

The basic eligibility criterion for pursuing MA degree is having graduation degree in any stream with minimum 45-50% marks in graduation.

The selection process of some universities are  the total marks aggregated in final exam of gradution and the entrance exam you scored.

But don't think too much if you want to do your mastrate degree then go for it.

Hope my answer will help you. 

Thank you. 

Best of luck ! 

Panjab University

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