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Question : Which of the following statements is/are correct regarding the changes made to small savings schemes by the Government of India in December 2022?
A. The interest rate of a five-year National Saving Certificate has been increased to 7 per cent from 6.8 per cent.
B. The interest rate on senior citizen saving schemes increased to 8 per cent from 7.6 per cent.
C. The interest rate on the Public Provident Fund, Sukanya Samriddhi Account and Saving Deposit has been changed to 9% from 7.5%.

Option 1: B and C only

Option 2: A, B and C

Option 3: A and C only

Option 4: A and B only


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Team Careers360 13th Jan, 2024
Answer (1)
Team Careers360 22nd Jan, 2024

Correct Answer: A and B only


Solution : The correct answer is A and B only.

The interest rate of a five-year National Saving Certificate has been increased to 7 per cent from 6.8 per cent. With a higher interest rate, individuals may find the National Saving Certificate more attractive compared to other investment options available in the market, especially for those seeking relatively low-risk investment avenues.

The interest rate on senior citizen saving schemes increased to 8 per cent from 7.6 per cent. With this adjustment, seniors can potentially earn higher returns on their savings, providing them with more financial stability and support during their later years.

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