Hello,

There are guidelines candidates need to follow to avail the benefits of interest free loan who are under Sarthak Scheme.Candidates who are availing more than 25% financial assistance under this scheme are eligible.For undergraduates parent's annual income must not be more than 4 lakhs for postgraduates the parent's annual income must not be above 2.5 lakhs.The loan amount will be deduced from the subsidy amount.Candidates who are eligible under this scheme will get grant up to 70,000.

For any other details you can click the link

https://www.nift.ac.in/bengaluru/sites/bengaluru/files/inline-files/Student%20%20Laptop%20policy_0.pdf