7 Courses and Certifications

Online Life Insurance Courses & Certifications

Before exploring the details of life insurance courses, it is important to understand what life insurance is and how it works. Life insurance can be defined as an authorised document or agreement between two parties - the insurance company and the insurance policy holder. In this, the insurance company pays a fixed amount of money to the policy holder nominee in case of his death. A policy holder must have to subscribe to the premium plan of any life insurance company to get benefits. In this article, we will explore in-depth details of free online insurance courses with certificates along with their benefits.

What is Life Insurance Courses

Life insurance classes provide a comprehensive understanding of the life insurance industry, its products, and related concepts. Many educational institutes, online providers, and insurance organisations offer these courses. Different courses have different curriculum depending on the level of the course. But the fundamental concepts of life insurance, including different types of life insurance policies, premium calculation, and policy features are some topics that you can expect to learn in every professional courses in insurance.

Who can Life Insurance Courses?

The target audience for life insurance training courses is both aspiring insurance professionals and individuals looking to enhance their knowledge of life insurance. However, if you want to enrol in some professional course in any university or college, you will have to meet certain eligibility criteria. Students studying finance, business, economics, or related fields may take life insurance courses to gain a specialised understanding of the life insurance industry.

Eligibility Criteria of Life Insurance Courses

The eligibility criteria for these insurance courses after 12th change from course to course or provider to provider. But there are some common eligibility criteria that most organisations follow. Candidates pursuing undergraduate life insurance courses will have different eligibility criteria than those of the postgraduate level. Below are some of the eligibility criteria for undergraduate and postgraduate level courses.

Undergraduate Level (UG):

  • Candidates should be 10+2 passed with a minimum of 60% marks from a recognized board. 

  • Subjects like commerce and maths are preferable to enrol for undergraduate courses like BBA and BCOM.

Postgraduate Level (PG):

  • Candidates should have a degree in insurance management or a related field from a recognized university.

  • A minimum of 50% marks in graduation is compulsory for enroling in a PG programme like MBA and MCOM.

Skills Required for Life Insurance Courses

Life insurance certification courses aim to equip individuals with the knowledge and skills needed to understand, sell, and manage life insurance products. The specific skills required can vary depending on the level and focus of the course, but here are some fundamental skills that are often important for success in life insurance courses:

  • Communication Skills
  • Interpersonal Skills
  • Sales and Negotiation Skills
  • Analytical Skills
  • Understanding of Insurance Regulations
  • Attention to Detail
  • Time Management
  • Customer Service Skills
  • Negotiation and Conflict Resolution
  • Continuous Learning

What You Will Learn in Life Insurance Courses

Life insurance courses cover a wide range of topics to provide individuals with a comprehensive understanding of the life insurance industry, its products, practices, and regulations. The content of these life insurance courses in India can vary depending on the institution offering the course and its level, but here are some common topics you can expect to learn in life insurance courses:

  • Introduction to Life Insurance
  • Types of Life Insurance Policies
  • Life Insurance Sales and Marketing
  • Policy Features and Benefits
  • Regulations and Compliance
  • Financial Planning and Retirement
  • Claims and Policy Servicing
  • Client Communication and Relationship Management
  • Emerging Trends in Life Insurance

Popular Life Insurance Courses by Top Providers

BBA, B.COM, MBA, and M.COM are some of the professional courses that are offered by educational institutions. These are suitable for students who are interested in finance education. But for working professionals, sometimes going to physical classes is not feasible. That is why some online providers offer life insurance courses themselves or by collaborating with top B-schools. Here we will explore some of the popular online providers, not the offline institutions. Udemy is considered to be one of the largest and top providers of life insurance courses. Here are some other online providers that offer free life insurance courses along with certification at a low cost. The point to note is that the content of these courses may not be as comprehensive as it is in educational institutions. 

Career Opportunities After Life Insurance Courses

Completing life insurance courses can open up various career opportunities within the insurance and financial services industry. These courses provide you with the knowledge and skills needed to work in roles that involve understanding, managing, and advising on life insurance products. Here are some potential career paths you can pursue after completing life insurance courses:

Salary Trends in Life Insurance Courses

Salary in any profession is expected to vary because of many factors. Knowledge of the candidate, his experience level, job roles, and location are some of the key factors that decide his salary. Here are some prominent job roles and their average annual salary after completing the life insurance courses. 

Job Profile

Average Salary Per Annum

Insurance Agent

Rs. 2,97,476 (Approx.)

Financial Advisor

Rs. 4,64,513 (Approx.)

Sales Manager

Rs. 5,83,956 (Approx.)

Customer Service Representative

Rs. 2,88,604 (Approx.)

Insurance Analyst

Rs. 3,27,500 (Approx.)

*Source: Payscale

Scope of Life Insurance Courses

The scope of life insurance courses is broad and encompassing as these courses are designed to equip individuals with a comprehensive understanding of the life insurance industry. India is one of the biggest markets in the world and the insurance industry is growing rapidly with advancement. By completing these courses, individuals will gain the knowledge and skills needed to pursue various career opportunities within the insurance and financial services sector. The various career opportunities are such as becoming insurance agents, underwriters, advisors, claims adjusters, and more.

Top Recruiters in Life Insurance Courses

After completing life insurance courses, individuals may find job opportunities with a variety of employers in the insurance industry. While the specific recruiters can vary based on location and the level of the course, here are some potential top recruiters in the field of life insurance:

  • Insurance Companies
  • Insurance Agencies and Brokers
  • Financial Services Firms
  • Banks and Financial Institutions
  • Consulting Firms
  • Government and Regulatory Bodies
  • Educational Institutions
  • Technology Companies
  • Healthcare Organisations


1. What are life insurance courses?

Ans: These are designed to provide individuals with knowledge and skills related to life insurance products, sales, and industry practices.

2. Who can benefit from taking life insurance courses?

Ans: Individuals aspiring to work as insurance agents, underwriters, financial advisors, or in related roles can benefit from these courses.

3. Do I need a specific educational background to take life insurance courses?

Ans: These courses are often open to individuals with various educational backgrounds. Some courses might have prerequisites, but many are accessible to those interested in the field.

4. Do these courses lead to certification or licensing?

Ans: Some life insurance courses are designed to help individuals prepare for licensing exams required to become insurance agents. Others may offer certificates of completion to demonstrate proficiency.

5. Can I take life insurance courses online?

Ans: Yes, many institutions offer online life insurance courses, allowing learners to study at their own pace and from anywhere with an internet connection.

Career Category
Job Role



Fundamental of Insurance

The Swayam website hosts the Fundamental of Insurance course. Swayam is a program initiated by the government of India to make education accessible to every Indian, irrespective of their economic standing. The course imparts basic knowledge to a student who requires knowledge to get into the insurance industry.

Swayam gives all its courses free of cost, although the course materials are created by leading experts in different fields. But candidates who want to have a certificate from the course have to write an end-term exam for which they need to pay a small exam fee. The highly acclaimed course instructor, Dr. K. Uma, is a faculty member of Madurai Kamraj University.

In a risky environment, insurance is an absolute necessity because it protects individuals and businesses from unexpected losses. But due to a lack of awareness among people, the insurance penetration and density in India is very low. The Fundamental of Insurance course by Swayam hopes to spread awareness about the basic concepts of insurance and make it more widespread throughout the country.

...Read More
12 Weeks
January 17 - April,29 2023
Skills Covered:
Knowledge of insurance field

Offered by


Program in Life Insurance Sales

Program in Life Insurance Sales Certification course is offered by UpGrad Campus. This course is designed to provide students with a deep understanding of life insurance products, industry regulations, and more. Students will learn how to effectively communicate the benefits of life insurance to clients and to meet their financial goals and risk management requirements.

The Program in Life Insurance Sales Certification by UpGrad Campus develops critical skills in prospecting, objection handling, and closing sales in students. The certification course also offers a comprehensive curriculum designed to empower students with the tools and techniques needed to succeed in the competitive insurance industry.

Also Read: Online Sales and Marketing Certification Courses

...Read More
6 Weeks
Skills Covered:
Sales skills

Introducing Personal Lines Insurance

The Introducing Personal Lines Insurance online course is provided by the online educational platform FutureLearn as a short-term course for a period of four weeks to upskill your business management. The online programme is accredited and developed by the Chartered Insurance Institute(CII). 

In the global financial service industry, Personal lines insurance constitutes a significant part and this course focuses on its functioning and the other aspects of it. This introductory course about insurance is a practical learning experience that takes us through the why and how of personal lines insurance and other sorts of insurance and services, it overlooks protection of the needs of individuals like the home and the things that they own. The candidates are educated on the concepts of how insurance markets are constructed, the primary functions of the insurance industry, and risk management

If the candidate is in the United Kingdom or a part of the EU, this course can be served to fulfill the eight of the required 15 Continuing Professional Development(CPD) hours in the Insurance Distribution directive legislation. The interactive sessions and the insights shared will develop your knowledge of insurance and the financial aspects.

...Read More
4 Weeks
Skills Covered:
Knowledge of insurance field Marketing skills Managerial skill Knowledge of Taxation Financial knowledge Business Management

Offered by


Corporate Liability Ins.: Fraud Prevention

Corporate liability refers to the responsibility a corporation bears under the law for actions taken by its agents or employees while operating on its account. According to the law, businesses are treated like individuals who are subject to punishment for their activities. The scope of an organization's accountability for the activities of its workers is known as corporate liability. Corporate Liability Ins.: Fraud Prevention online certification is developed by Illumeo Learning - an educational platform that provides condensed and efficient courses for professionals and Barry Zalma - Founder of Illumeo & CFE, which is delivered by Udemy.

Corporate Liability Ins.: Fraud Prevention online course teaches individuals how to effectively deal with the need to reduce insurance fraud in nations like the United States. Corporate Liability Ins.: Fraud Prevention online training is the eleventh course in the series which teaches participants what an insured is anticipated to do to support an insurer's investigation, defensive performance, and the defeat of insurance fraud as well as support the insurer's finalization of a detailed investigation of a liability claim raised against the policyholder.

...Read More
Skills Covered:
Risk Management

Offered by


Fundamentals of Insurance - 1

A transaction known as an insurance scheme provides financial protection or reimbursement against losses from such an insurance company to a group or individual. To make payments to the insured manageable, the company combines the risks of its clients. Fundamentals of Insurance - 1 certification course is designed by Bassel Zeidan - MEng, CII, B.M. D & Insurance Specialist and is made available by Udemy.

Fundamentals of Insurance - 1 online course is designed for participants who want to gain a fundamental understanding of the concepts and methodologies related to insurance. Fundamentals of Insurance - 1 online training offers 1 hour of comprehensive lecture accompanied by downloadable study material which discusses topics like risk, risk definition, risk awareness, risk management, risk control, types of risk control, risk attitude, risk management function, and more.

...Read More
Skills Covered:
Knowledge of insurance field Risk Management

Offered by


Fundamentals of Insurance - 2

Fundamentals of Insurance - 2 online certifications are created by Bassel Zeidan - Insurance Specialist, MEng, CII, & B.M. D is offered by Udemy for learners who want to gain an intermediary understanding of the fundamentals of insurance to become insurance analysts and insurance agents. Fundamentals of Insurance - 2 online courses by Udemy are designed to assist learners in becoming ready for the industry by assisting them in understanding the fundamentals and laying the foundation for a successful career.

Learners who wish to enroll in the Fundamentals of Insurance - 2 online classes must take the Fundamentals of Insurance - 1 course, which provides an understanding of all the basic concepts of insurance from scratch. With this course, learners will receive 41 minutes of learning material that aims at providing them a thorough understanding of insurance, peril, and hazard fundamentals as well as examples of each of them, such as the idea of risk pooling and its advantages, risk-sharing, and risk-sharing types and classification of insurance.

...Read More
Skills Covered:
Knowledge of insurance field Risk Management

Offered by


Life Insurance & Annuity Ultimate Buyer’s Guide

Life Insurance & Annuity Ultimate Buyer’s Guide certification course is developed by Raghavesh P. - Architect and is delivered by Udemy which is intended for the students who want to learn the essentials of life insurance and annuities. The goal of the Life Insurance & Annuity Ultimate Buyer’s Guide online classes by Udemy is to help the students develop the knowledge necessary to compare different plans and important elements when buying life insurance or an annuity.

Life Insurance & Annuity Ultimate Buyer’s Guide online training contains 4 hours of digital lessons supported by 3 downloadable materials, articles, and quizzes that revolve around topics like an index fund, interest, death benefits, living benefits, group insurance, market value adjustment, re-insurance, and more. By the end of this program, students will have acquired the expertise to make decisions and comprehend the advantages and risks of financial planning.

...Read More
Skills Covered:
Knowledge of insurance field


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