Please suggest the right path as it can totally affect my future

Hi utkarsh ,
First of all relax and just take my advice yes you had not done any great in any of the exam so its difficult for you to get admission into any prestigious college of engineering like nits or iiits .
As I just dont know your family background I m considering you are from middle class family so now you should take a year drop I know that your father is retiring but you shoupd take a year drop work harder to get admission into any iit if you do it your future is secured even if your father take loan you can easily overcome it .If you take admission into any normal institutes you too know that placement are not that good even computer engineers are not getting placed.
Hard work is always key to success.

Best of luck brother for your future its good that you want to be the pillar of your house.

Waste my father money*