Question : The Rashtriya Swasthya Bima Yojana (RSBY) is a government initiative aimed at providing:
Option 1: Employment to rural households
Option 2: Health insurance to below-poverty-line families
Option 3: Financial assistance to unemployed youth
Option 4: Skill development training to rural youth
Correct Answer: Health insurance to below-poverty-line families
Solution : The correct answer is (b) Health insurance to below-poverty-line families
The Rashtriya Swasthya Bima Yojana (RSBY) is a government initiative in India aimed at providing health insurance coverage to below-poverty-line (BPL) families. It is a social health insurance scheme that seeks to protect economically vulnerable families from high medical expenses and provide them access to quality healthcare services.
Under the RSBY, eligible BPL families receive a biometric-enabled smart card that entitles them to cashless hospitalization coverage for various medical treatments and procedures. The scheme covers hospitalization expenses, including pre-existing conditions, and provides coverage for certain specified diseases.
The RSBY aims to address the financial burden of healthcare expenses and improve access to healthcare services for economically disadvantaged sections of society. It helps protect BPL families from catastrophic health expenditures and ensures they receive necessary medical care without facing financial hardships.